Vitals
  • Total Assets
    9.0B 21.6 %
  • Total Deposits
    6.2B 22.8 %
  • Total Net Loans
    5.4B 9.3 %
  • Net Income
    93.2M 9.6 %
  • Book Value
    1.7B 29.4 %
  • Book Value x2
    3.5B 29.4 %
  • Book Value x3
    5.2B 29.4 %
ROAA

1.148

ROAE

6.066

Efficiency Ratio

45.474

Net Interest Margin

3.632

Balance Sheet Highlights
Financial Highlights United Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 9,017,236 858,303
Total Net Loans 5,358,752 607,607
Total Deposits 6,158,368 699,932
Total Equity 1,729,656 97,657
Profitability
Net Income 93,177 7,896
Return on Average Assets 1.148 .794
Return on Average Equity 6.066 6.983
Net Interest Margin 3.632 3.805
Efficiency Ratio 45.474 71.157
Noninterest Income/Revenue 6.214 16.327
Balance Sheet Ratios
Loan-to-Deposit 87.016 84.705
Securities/Assets .097 .136
Total Equity/Total Assets .192 .114
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 928,301 87,521
Tier 1 Capital 928,301 87,589
Tier 2 Capital 25,590 6,159
Total Capital 953,891 93,977
Total Risk Weighted Assets 6,305,567 657,024
Leverage Ratio 11.64 10.765
Common Equity Tier 1 Capital Ratio 14.72 14.768
Tier 1 Capital Ratio 14.72 14.769
Total Capital Ratio 15.13 15.893

Timeline for United Bank

Bank Of Georgetown

Acquisition: United Bank acquired a new subsidiary, Bank Of Georgetown, 7 years

View Profile Jun 04 2016

Virginia Commerce Bank

Acquisition: United Bank acquired a new subsidiary, Virginia Commerce Bank, 10 years

View Profile Feb 01 2014

Nva Properties, Llc

Nva Properties, Llc became a new subsidiary organization for United Bank.

View Profile Mar 25 2010

The Marathon Bank

Acquisition: United Bank acquired a new subsidiary, The Marathon Bank, 16 years

View Profile Jul 14 2007

Rockingham Heritage Bank

Acquisition: United Bank acquired a new subsidiary, Rockingham Heritage Bank, 16 years

View Profile Jul 14 2007

Want to see more?

Complete timeline for United Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Georgetown Seller 1,273,757 Acquisition Discontinued 6/4/2016
Virginia Commerce Bank Seller 2,742,790 Acquisition Discontinued 2/1/2014
The Marathon Bank Seller 440,243 Acquisition Discontinued 7/14/2007
Rockingham Heritage Bank Seller 427,383 Acquisition Discontinued 7/14/2007
Sequoia National Bank, Md Seller 96,520 Acquisition Discontinued 10/11/2003
Century National Bank Seller 412,478 Acquisition Discontinued 12/8/2001
Bankfirst, National Association Seller 20,838 Pooling of Interests Discontinued 4/18/1998
George Mason Bank, National Association Seller 101,383 Pooling of Interests Discontinued 6/7/1997
The Washington Bank Seller 28,113 Failure 9/19/1992
Relationships Role Relationship Start Relationship End
Ubv Holding Company, Llc Parent 8/1/1985
Rhb Services, Inc. Subsidary 7/14/2007
Nva Properties, Llc Subsidary 3/25/2010
Gmbs Investment Co. Llc Subsidary 12/20/2001 12/28/2015
Intrust Title & Escrow, Llc. Subsidary 7/14/2007 7/14/2007
Century Insurance Agency, L.L.C. Subsidary 12/8/2001 6/30/2005
George Mason Mortgage, Llc Subsidary 8/1/1985 7/6/2004
Mason Advertising, Inc. Subsidary 8/1/1985 4/17/1998
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