Vitals
  • Total Assets
    286.0M 4.4 %
  • Total Deposits
    258.6M 6.2 %
  • Total Net Loans
    186.8M 6.8 %
  • Net Income
    3.1M 9.0 %
  • Book Value
    26.0M 1.1 %
  • Book Value x2
    52.0M 1.1 %
  • Book Value x3
    78.0M 1.1 %
ROAA

1.07

ROAE

11.841

Efficiency Ratio

71.16

Net Interest Margin

5.065

Balance Sheet Highlights
Financial Highlights Rio Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 285,969 358,087
Total Net Loans 186,841 213,533
Total Deposits 258,624 308,027
Total Equity 25,985 38,740
Profitability
Net Income 3,053 3,845
Return on Average Assets 1.07 1.025
Return on Average Equity 11.841 9.415
Net Interest Margin 5.065 3.773
Efficiency Ratio 71.16 66.762
Noninterest Income/Revenue 17.111 16.375
Balance Sheet Ratios
Loan-to-Deposit 72.244 65.494
Securities/Assets .211 .214
Total Equity/Total Assets .091 .108
Tangible Equity/Tangible Assets .091 .104
Capital Adequacy
Tier 1 Common Capital 26,596 37,278
Tier 1 Capital 26,596 37,303
Tier 2 Capital 2,298 2,526
Total Capital 28,894 39,866
Total Risk Weighted Assets 218,070 237,367
Leverage Ratio 9.26 10.563
Common Equity Tier 1 Capital Ratio 12.2 18.073
Tier 1 Capital Ratio 12.2 18.097
Total Capital Ratio 13.25 19.169

Timeline for Rio Bank

Rio Financial Services, Inc.

Rio Financial Services, Inc. became a new parent organization for Rio Bank.

View Profile Sep 02 2009

Rio Delaware Corporation

Rio Delaware Corporation became a new parent organization for Rio Bank.

View Profile Jan 01 2004

Rio Bank

Rio Bank was established 39 years ago and is currently headquartered in Mcallen, TX.

Feb 11 1985
Relationships Role Relationship Start Relationship End
Rio Financial Services, Inc. Parent 9/2/2009
Rio Delaware Corporation Parent 1/1/2004 9/1/2009
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