Vitals
  • Total Assets
    282.9M -2.6 %
  • Total Deposits
    242.7M -4.0 %
  • Total Net Loans
    188.6M 6.0 %
  • Net Income
    3.6M -12.3 %
  • Book Value
    31.9M 2.9 %
  • Book Value x2
    63.8M 2.9 %
  • Book Value x3
    95.7M 2.9 %
ROAA

1.221

ROAE

11.464

Efficiency Ratio

67.203

Net Interest Margin

4.475

Balance Sheet Highlights
Financial Highlights Richland State Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 282,890 340,347
Total Net Loans 188,633 227,146
Total Deposits 242,656 291,952
Total Equity 31,898 36,108
Profitability
Net Income 3,591 3,221
Return on Average Assets 1.221 .994
Return on Average Equity 11.464 8.993
Net Interest Margin 4.475 4.112
Efficiency Ratio 67.203 68.63
Noninterest Income/Revenue 17.482 14.204
Balance Sheet Ratios
Loan-to-Deposit 77.737 74.405
Securities/Assets .24 .197
Total Equity/Total Assets .113 .106
Tangible Equity/Tangible Assets .113 .105
Capital Adequacy
Tier 1 Common Capital 32,106 35,803
Tier 1 Capital 32,106 36,059
Tier 2 Capital 1,455 2,443
Total Capital 33,561 38,519
Total Risk Weighted Assets 215,870 245,733
Leverage Ratio 10.95 10.776
Common Equity Tier 1 Capital Ratio 14.87 16.476
Tier 1 Capital Ratio 14.87 16.481
Total Capital Ratio 15.55 17.491

Timeline for Richland State Bank

Richland State Bancorp, Inc.

Richland State Bancorp, Inc. became a new parent organization for Richland State Bank.

View Profile Jul 11 1984

Richland State Bank

Richland State Bank was established 121 years ago and is currently headquartered in Rayville, LA.

Sep 15 1902
Relationships Role Relationship Start Relationship End
Richland State Bancorp, Inc. Parent 7/11/1984
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