Richland State Bank
Rayville, LA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Richland State Bank | All Insured Commercial Banks in Louisiana |
Interest and Fees on Loans | 10,880 | 12,249 |
Income from Lease Financing Receivables | — | 0 |
— | 11 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 10,880 | 12,303 |
Investment Interest Income (TE) | 2,010 | 1,723 |
Total Interest Income (TE) | 12,962 | 14,309 |
Total Interest Expense | 707 | 1,286 |
Net Interest Income (TE) | 12,255 | 13,025 |
Non-Interest Income | 2,746 | 2,369 |
Adjusted Operating Income (TE) | 15,001 | 15,580 |
Non-interest Expense | 10,081 | 10,422 |
Provision for Loan & Lease Losses | 994 | 665 |
Pretax Operating Income (TE) | 3,926 | 3,985 |
Pretax Net Operating Income (TE) | 3,980 | 4,088 |
Applicable Income Taxes | — | 519 |
Net Operating Income | 3,591 | 3,221 |
Net Income | 3,591 | 3,221 |
Cash Dividends Declared | 2,015 | 1,724 |
Retained Earnings | 1,576 | 1,267 |