Vitals
  • Total Assets
    135.7M -2.9 %
  • Total Deposits
    104.4M -5.5 %
  • Total Net Loans
    96.9M -2.4 %
  • Net Income
    98000.0000 -70.7 %
  • Book Value
    13.1M -1.3 %
  • Book Value x2
    26.3M -1.3 %
  • Book Value x3
    39.4M -1.3 %
ROAA

.096

ROAE

.99

Efficiency Ratio

97.222

Net Interest Margin

3.813

Balance Sheet Highlights
Financial Highlights Regal Bank & Trust All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 135,673 504,613
Total Net Loans 96,855 368,108
Total Deposits 104,423 414,892
Total Equity 13,138 55,654
Profitability
Net Income 98 2,773
Return on Average Assets .096 .606
Return on Average Equity .99 5.916
Net Interest Margin 3.813 3.633
Efficiency Ratio 97.222 73.798
Noninterest Income/Revenue 4.278 19.967
Balance Sheet Ratios
Loan-to-Deposit 92.753 86.917
Securities/Assets .175 .134
Total Equity/Total Assets .097 .11
Tangible Equity/Tangible Assets .096 .103
Capital Adequacy
Tier 1 Common Capital 13,329 48,905
Tier 1 Capital 13,329 50,018
Tier 2 Capital 1,186 3,829
Total Capital 14,515 53,843
Total Risk Weighted Assets 98,526 381,187
Leverage Ratio 9.96 10.041
Common Equity Tier 1 Capital Ratio 13.53 13.377
Tier 1 Capital Ratio 13.53 13.587
Total Capital Ratio 14.73 14.672

Timeline for Regal Bank & Trust

Old Line Bank

Regal Bank & Trust was acquired by Old Line Bank 8 years

View Profile Dec 05 2015

Regal Mortgage Corporation

Acquisition: Regal Bank & Trust acquired a new subsidiary, Regal Mortgage Corporation , 23 years

View Profile Dec 19 2000

Regal Bancorp, Inc.

Regal Bancorp, Inc. became a new parent organization for Regal Bank & Trust.

View Profile Jan 24 2000

5900 Erdman, Inc.

5900 Erdman, Inc. became a new subsidiary organization for Regal Bank & Trust.

View Profile Jan 24 2000

Regal Mortgage Corporation

Regal Mortgage Corporation became a new subsidiary organization for Regal Bank & Trust.

View Profile Jan 24 2000

Want to see more?

Complete timeline for Regal Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Old Line Bank Buyer 1,646,043 Acquisition Discontinued 12/5/2015
Regal Mortgage Corporation Seller Pooling of Interests Discontinued 12/19/2000
Relationships Role Relationship Start Relationship End
Regal Bancorp, Inc. Parent 1/24/2000 12/4/2015
5900 Erdman, Inc. Subsidary 1/24/2000 8/31/2001
Regal Mortgage Corporation Subsidary 1/24/2000 12/18/2000
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