Regal Bank & Trust
Owings Mills, MD — Domestic Branch of a Domestic Bank
Acquired Dec 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Regal Bank & Trust | All Insured Commercial Banks in Maryland |
Interest and Fees on Loans | 3,980 | 13,149 |
Income from Lease Financing Receivables | — | 2 |
— | 50 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 24 |
Income on Loans and Leases (TE) | 3,980 | 13,221 |
Investment Interest Income (TE) | 394 | 1,105 |
Total Interest Income (TE) | 4,408 | 14,426 |
Total Interest Expense | 718 | 1,629 |
Net Interest Income (TE) | 3,690 | 12,796 |
Non-Interest Income | 197 | 3,599 |
Adjusted Operating Income (TE) | 3,887 | 16,955 |
Non-interest Expense | 3,779 | 12,534 |
Provision for Loan & Lease Losses | 10 | 538 |
Pretax Operating Income (TE) | 98 | 4,095 |
Pretax Net Operating Income (TE) | 98 | 4,146 |
Applicable Income Taxes | — | 1,260 |
Net Operating Income | 98 | 2,773 |
Net Income | 98 | 2,773 |
Cash Dividends Declared | — | 624 |
Retained Earnings | 98 | 1,643 |