Vitals
  • Total Assets
    89.0M 7.6 %
  • Total Deposits
    70.4M 2.2 %
  • Total Net Loans
    63.7M -11.1 %
  • Net Income
    376000.0000 -69.1 %
  • Book Value
    14.1M 53.7 %
  • Book Value x2
    28.3M 53.7 %
  • Book Value x3
    42.4M 53.7 %
ROAA

.828

ROAE

6.589

Efficiency Ratio

85.61

Net Interest Margin

3.99

Balance Sheet Highlights
Financial Highlights Provincial Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 89,015 142,179
Total Net Loans 63,679 94,130
Total Deposits 70,439 120,810
Total Equity 14,139 15,614
Profitability
Net Income 376 1,275
Return on Average Assets .828 1.116
Return on Average Equity 6.589 10.217
Net Interest Margin 3.99 3.852
Efficiency Ratio 85.61 67.82
Noninterest Income/Revenue 39.148 13.333
Balance Sheet Ratios
Loan-to-Deposit 90.403 76.259
Securities/Assets .003 .17
Total Equity/Total Assets .159 .11
Tangible Equity/Tangible Assets .091 .108
Capital Adequacy
Tier 1 Common Capital 9,646 14,738
Tier 1 Capital 9,646 14,745
Tier 2 Capital — 1,107
Total Capital 9,646 15,868
Total Risk Weighted Assets 65,917 101,742
Leverage Ratio 11.15 10.491
Common Equity Tier 1 Capital Ratio 14.63 15.324
Tier 1 Capital Ratio 14.63 15.335
Total Capital Ratio 14.63 16.434

Timeline for Provincial Bank

Frandsen Bank & Trust

Provincial Bank was acquired by Frandsen Bank & Trust 7 years

View Profile Oct 22 2016

Frandsen Financial Corporation

Frandsen Financial Corporation became a new parent organization for Provincial Bank.

View Profile Mar 31 2016

Provincial Corp.

Provincial Corp. became a new parent organization for Provincial Bank.

View Profile Jan 01 1999

Provincial Bank

Provincial Bank was established 27 years ago and is currently headquartered in Lakeville, MN.

Mar 27 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Frandsen Bank & Trust Buyer 1,586,077 Pooling of Interests Discontinued 10/22/2016
Relationships Role Relationship Start Relationship End
Frandsen Financial Corporation Parent 3/31/2016 10/21/2016
Provincial Corp. Parent 1/1/1999 3/30/2016
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