Vitals
  • Total Assets
    6.2B 1.0 %
  • Total Deposits
    4.8B 10.3 %
  • Total Net Loans
    4.2B 1.8 %
  • Net Income
  • Book Value
    467.4M 23.0 %
  • Book Value x2
    934.9M 23.0 %
  • Book Value x3
    1.4B 23.0 %
ROAA

ROAE

Efficiency Ratio

92.597

Net Interest Margin

2.544

Balance Sheet Highlights
Financial Highlights Provident Bank Of Maryland All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 6,191,049 392,523
Total Net Loans 4,237,675 344,296
Total Deposits 4,821,521 311,718
Total Equity 467,440 39,044
Profitability
Net Income — 675
Return on Average Assets — .699
Return on Average Equity — 7.187
Net Interest Margin 2.544 3.478
Efficiency Ratio 92.597 85.072
Noninterest Income/Revenue 26.459 23.321
Balance Sheet Ratios
Loan-to-Deposit 87.891 94.228
Securities/Assets .199 .288
Total Equity/Total Assets .076 .099
Tangible Equity/Tangible Assets .075 .022
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 442,651 35,358
Tier 2 Capital 138,005 5,349
Total Capital 580,656 39,193
Total Risk Weighted Assets 6,952,743 312,563
Leverage Ratio 7.1 10.026
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 6.37 12.714
Total Capital Ratio 8.35 13.939

Timeline for Provident Bank Of Maryland

Manufacturers And Traders Trust Company

Provident Bank Of Maryland was acquired by Manufacturers And Traders Trust Company 14 years

View Profile May 23 2009

Southern Financial Bank

Acquisition: Provident Bank Of Maryland acquired a new subsidiary, Southern Financial Bank, 19 years

View Profile May 01 2004

Essex Savings Bank, F.S.B.

Acquisition: Provident Bank Of Maryland acquired a new subsidiary, Essex Savings Bank, F.S.B., 19 years

View Profile May 01 2004

Provident, Llc

Provident, Llc became a new subsidiary organization for Provident Bank Of Maryland.

View Profile Dec 04 2003

Pb Investment Holdings Llc

Pb Investment Holdings Llc became a new subsidiary organization for Provident Bank Of Maryland.

View Profile Dec 01 2003

Want to see more?

Complete timeline for Provident Bank Of Maryland is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Manufacturers And Traders Trust Company Buyer 126,239,147 Acquisition Discontinued 5/23/2009
Southern Financial Bank Seller 1,098,967 Acquisition Discontinued 5/1/2004
Essex Savings Bank, F.S.B. Seller 337,023 Acquisition Discontinued 5/1/2004
Harbor Federal Savings Bank Seller 244,762 Acquisition Discontinued 9/1/2000
Citizens Savings Bank F.S.B. Seller 691,529 Pooling of Interests Discontinued 8/23/1997
Federal Savings Bank Of Maryland Seller 62,726 Discontinued 10/28/1988
Relationships Role Relationship Start Relationship End
Provident Bankshares Corporation Parent 12/22/1987 5/22/2009
Pb Investment Corporation Subsidary 6/30/2007 5/22/2009
Provident Investment Center Subsidary 6/30/2007 5/22/2009
Court Square Leasing Corporation Subsidary 6/30/2007 5/22/2009
Pb Investment Holdings Llc Subsidary 10/31/2007 5/22/2009
Provident Lease Corporation Subsidary 6/30/2007 5/21/2009
Banksure Insurance Corporation Subsidary 6/30/2007 3/16/2009
Provident Mortgage Corporation Subsidary 6/30/2007 3/16/2009
Provident Financial Services, Inc. Subsidary 6/30/2007 3/16/2009
Provident, Llc Subsidary 12/4/2003 3/16/2009
Pb Investment Holdings Llc Subsidary 12/1/2003 10/30/2007
Banksure Insurance Corporation Subsidary 12/22/1987 6/29/2007
Provident Lease Corporation Subsidary 12/22/1987 6/29/2007
Pb Investment Corporation Subsidary 7/21/1988 6/29/2007
Provident Mortgage Corporation Subsidary 12/10/1992 6/29/2007
Provident Financial Services, Inc. Subsidary 5/12/1993 6/29/2007
Provident Investment Center Subsidary 7/1/1993 6/29/2007
Court Square Leasing Corporation Subsidary 6/17/1998 6/29/2007
Lexington Properties Management, Incorporated Subsidary 3/16/1990 8/31/2001
First Citizens Corporation Subsidary 8/23/1997 8/31/2001
First Citizens Development Corporation Subsidary 8/23/1997 8/31/2001
First Citizens Mortgage Corporation Subsidary 8/23/1997 10/14/1997
First Citizens Insurance Agency, Inc. Subsidary 8/23/1997 10/14/1997
Provident Real Estate Management Corporation Subsidary 12/22/1987 12/31/1989
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