Vitals
  • Total Assets
    119.4M 1.7 %
  • Total Deposits
    93.3M -0.1 %
  • Total Net Loans
    108.2M 10.9 %
  • Net Income
    1.3M 17.7 %
  • Book Value
    23.8M 3.0 %
  • Book Value x2
    47.7M 3.0 %
  • Book Value x3
    71.5M 3.0 %
ROAA

1.075

ROAE

5.363

Efficiency Ratio

81.466

Net Interest Margin

4.53

Balance Sheet Highlights
Financial Highlights Preston State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 119,375 318,280
Total Net Loans 108,178 176,559
Total Deposits 93,320 274,326
Total Equity 23,849 33,502
Profitability
Net Income 1,270 3,388
Return on Average Assets 1.075 1.047
Return on Average Equity 5.363 10.098
Net Interest Margin 4.53 3.775
Efficiency Ratio 81.466 67.933
Noninterest Income/Revenue 5.234 16.923
Balance Sheet Ratios
Loan-to-Deposit 115.922 60.915
Securities/Assets .028 .235
Total Equity/Total Assets .2 .105
Tangible Equity/Tangible Assets .2 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,608 31,286
Tier 2 Capital 1,348 2,087
Total Capital 24,956 33,390
Total Risk Weighted Assets 107,309 195,952
Leverage Ratio 20.04 10.069
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22 17.958
Total Capital Ratio 23.26 19.006

Timeline for Preston State Bank

Guaranty Bank & Trust, N.A.

Preston State Bank was acquired by Guaranty Bank & Trust, N.A. 9 years

View Profile Mar 28 2015

Dcb Financial Corporation

Dcb Financial Corporation became a new parent organization for Preston State Bank.

View Profile Dec 01 2007

Dcb Delaware Financial Corporation

Dcb Delaware Financial Corporation became a new parent organization for Preston State Bank.

View Profile Jan 05 2004

Preston State Bank

Preston State Bank was established 20 years ago and is currently headquartered in Dallas, TX.

Dec 01 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Guaranty Bank & Trust, N.A. Buyer 1,791,776 Acquisition Discontinued 3/28/2015
Relationships Role Relationship Start Relationship End
Dcb Financial Corporation Parent 12/1/2007 3/27/2015
Dcb Delaware Financial Corporation Parent 1/5/2004 11/30/2007
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