Vitals
  • Total Assets
    49.3M -3.0 %
  • Total Deposits
    37.1M -3.2 %
  • Total Net Loans
    39.5M -2.4 %
  • Net Income
    274000.0000 -28.5 %
  • Book Value
    7.4M 1.6 %
  • Book Value x2
    14.8M 1.6 %
  • Book Value x3
    22.3M 1.6 %
ROAA

.546

ROAE

3.688

Efficiency Ratio

71.92

Net Interest Margin

4.711

Balance Sheet Highlights
Financial Highlights Pinnacle Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 49,343 275,102
Total Net Loans 39,522 177,820
Total Deposits 37,062 227,063
Total Equity 7,422 30,287
Profitability
Net Income 274 2,592
Return on Average Assets .546 .944
Return on Average Equity 3.688 8.074
Net Interest Margin 4.711 3.847
Efficiency Ratio 71.92 70.925
Noninterest Income/Revenue 9.21 17.219
Balance Sheet Ratios
Loan-to-Deposit 106.638 76.952
Securities/Assets .066 .219
Total Equity/Total Assets .15 .11
Tangible Equity/Tangible Assets .121 .107
Capital Adequacy
Tier 1 Common Capital 6,088 29,354
Tier 1 Capital 6,088 29,354
Tier 2 Capital 464 2,092
Total Capital 6,552 31,454
Total Risk Weighted Assets 37,079 190,479
Leverage Ratio 12.73 11.285
Common Equity Tier 1 Capital Ratio 16.42 17.115
Tier 1 Capital Ratio 16.42 17.115
Total Capital Ratio 17.67 18.174

Timeline for Pinnacle Bank, Inc.

Lewis Bancshares, Inc.

Lewis Bancshares, Inc. became a new parent organization for Pinnacle Bank, Inc..

View Profile Aug 31 1984

Pinnacle Bank, Inc.

Pinnacle Bank, Inc. was established 48 years ago and is currently headquartered in Vanceburg, KY.

Oct 26 1976
Relationships Role Relationship Start Relationship End
Lewis Bancshares, Inc. Parent 2/13/2006 6/29/2010
Lewis Bancshares, Inc. Parent 12/18/1985 2/12/2006
Lewis Bancshares, Inc. Parent 8/31/1984 12/17/1985
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