Vitals
  • Total Assets
    96.1M 10.7 %
  • Total Deposits
    75.4M 13.4 %
  • Total Net Loans
    69.4M 13.2 %
  • Net Income
    1.2M 21.9 %
  • Book Value
    10.0M 4.4 %
  • Book Value x2
    20.1M 4.4 %
  • Book Value x3
    30.1M 4.4 %
ROAA

1.409

ROAE

12.518

Efficiency Ratio

56.134

Net Interest Margin

3.851

Balance Sheet Highlights
Financial Highlights Pine Island Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 96,056 147,703
Total Net Loans 69,390 97,223
Total Deposits 75,415 126,600
Total Equity 10,030 15,565
Profitability
Net Income 1,234 1,683
Return on Average Assets 1.409 1.08
Return on Average Equity 12.518 9.905
Net Interest Margin 3.851 3.845
Efficiency Ratio 56.134 68.21
Noninterest Income/Revenue 4.585 13.68
Balance Sheet Ratios
Loan-to-Deposit 92.011 75.205
Securities/Assets .127 .174
Total Equity/Total Assets .104 .105
Tangible Equity/Tangible Assets .092 .103
Capital Adequacy
Tier 1 Common Capital 8,703 15,225
Tier 1 Capital 8,703 15,232
Tier 2 Capital 798 1,135
Total Capital 9,501 16,386
Total Risk Weighted Assets 63,836 105,251
Leverage Ratio 9.68 10.475
Common Equity Tier 1 Capital Ratio 13.63 15.3
Tier 1 Capital Ratio 13.63 15.308
Total Capital Ratio 14.88 16.398

Timeline for Pine Island Bank

Zumbrota Agency, Inc.

Zumbrota Agency, Inc. became a new parent organization for Pine Island Bank.

View Profile Feb 28 2003

Pine Island Bancshares, Inc.

Pine Island Bancshares, Inc. became a new parent organization for Pine Island Bank.

View Profile Feb 18 2000

Tri County Investment Co., Inc.

Tri County Investment Co., Inc. became a new parent organization for Pine Island Bank.

View Profile Jun 12 1978

Tri County Investment Co.

Tri County Investment Co. became a new parent organization for Pine Island Bank.

View Profile Dec 31 1970

Pine Island Bank

Pine Island Bank was established 92 years ago and is currently headquartered in Pine Island, MN.

Jul 27 1931
Relationships Role Relationship Start Relationship End
Zumbrota Agency, Inc. Parent 2/28/2003
Pine Island Bancshares, Inc. Parent 12/28/2000 2/27/2003
Pine Island Bancshares, Inc. Parent 2/18/2000 12/27/2000
Tri County Investment Co., Inc. Parent 7/1/1999 2/17/2000
Tri County Investment Co., Inc. Parent 8/28/1998 6/30/1999
Tri County Investment Co., Inc. Parent 10/7/1995 8/27/1998
Tri County Investment Co., Inc. Parent 6/12/1978 10/6/1995
Tri County Investment Co. Parent 12/31/1970 10/1/1975
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