Vitals
  • Total Assets
    78.4M 5.0 %
  • Total Deposits
    70.4M 4.7 %
  • Total Net Loans
    57.3M 9.0 %
  • Net Income
    292000.0000 11.5 %
  • Book Value
    7.2M 2.5 %
  • Book Value x2
    14.4M 2.5 %
  • Book Value x3
    21.6M 2.5 %
ROAA

.372

ROAE

4.092

Efficiency Ratio

89.516

Net Interest Margin

3.957

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 78,425 586,559
Total Net Loans 57,276 397,788
Total Deposits 70,437 483,997
Total Equity 7,196 60,775
Profitability
Net Income 292 4,381
Return on Average Assets .372 .706
Return on Average Equity 4.092 6.893
Net Interest Margin 3.957 3.553
Efficiency Ratio 89.516 74.427
Noninterest Income/Revenue 18.264 15.578
Balance Sheet Ratios
Loan-to-Deposit 81.315 80.705
Securities/Assets .065 .17
Total Equity/Total Assets .092 .104
Tangible Equity/Tangible Assets .092 .1
Capital Adequacy
Tier 1 Common Capital 7,020 55,412
Tier 1 Capital 7,020 55,855
Tier 2 Capital 809 4,271
Total Capital 7,829 60,316
Total Risk Weighted Assets 64,465 416,967
Leverage Ratio 8.92 10.155
Common Equity Tier 1 Capital Ratio 10.89 14.982
Tier 1 Capital Ratio 10.89 15.063
Total Capital Ratio 12.14 16.194

Timeline for Peoples State Bank

Peoples State Bank

Peoples State Bank was established 25 years ago and is currently headquartered in Lake City, FL.

Apr 28 1999

Psb Bancgroup, Inc.

Psb Bancgroup, Inc. became a new parent organization for Peoples State Bank.

View Profile Apr 28 1999
Relationships Role Relationship Start Relationship End
Psb Bancgroup, Inc. Parent 4/28/1999
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