Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples State Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 2,892 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,892 17,770
Investment Interest Income (TE) 135 2,218
Total Interest Income (TE) 3,088 20,559
Total Interest Expense 259 2,162
Net Interest Income (TE) 2,829 18,272
Non-Interest Income 690 3,794
Adjusted Operating Income (TE) 3,519 22,711
Non-interest Expense 3,150 16,000
Provision for Loan & Lease Losses -100 402
Pretax Operating Income (TE) 469 6,153
Pretax Net Operating Income (TE) 469 6,294
Applicable Income Taxes 163 1,702
Net Operating Income 292 4,381
Net Income 292 4,381
Cash Dividends Declared 85 1,082
Retained Earnings 207 2,782