Vitals
  • Total Assets
    79.0M -0.2 %
  • Total Deposits
    63.4M -0.9 %
  • Total Net Loans
    52.0M 5.3 %
  • Net Income
    842000.0000 -12.2 %
  • Book Value
    11.4M 4.4 %
  • Book Value x2
    22.8M 4.4 %
  • Book Value x3
    34.3M 4.4 %
ROAA

1.089

ROAE

7.42

Efficiency Ratio

60.307

Net Interest Margin

4.636

Balance Sheet Highlights
Financial Highlights Fredonia Valley Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 79,022 275,102
Total Net Loans 52,023 177,820
Total Deposits 63,445 227,063
Total Equity 11,417 30,287
Profitability
Net Income 842 2,592
Return on Average Assets 1.089 .944
Return on Average Equity 7.42 8.074
Net Interest Margin 4.636 3.847
Efficiency Ratio 60.307 70.925
Noninterest Income/Revenue 8.643 17.219
Balance Sheet Ratios
Loan-to-Deposit 81.997 76.952
Securities/Assets .182 .219
Total Equity/Total Assets .144 .11
Tangible Equity/Tangible Assets .144 .107
Capital Adequacy
Tier 1 Common Capital 11,666 29,354
Tier 1 Capital 11,666 29,354
Tier 2 Capital 643 2,092
Total Capital 12,309 31,454
Total Risk Weighted Assets 51,004 190,479
Leverage Ratio 14.72 11.285
Common Equity Tier 1 Capital Ratio 22.87 17.115
Tier 1 Capital Ratio 22.87 17.115
Total Capital Ratio 24.13 18.174

Timeline for Fredonia Valley Bank

Fredonia Valley Bancorp, Inc.

Fredonia Valley Bancorp, Inc. became a new parent organization for Fredonia Valley Bank.

View Profile Jan 01 1997

Fredonia Valley Bank

Fredonia Valley Bank was established 130 years ago and is currently headquartered in Fredonia, KY.

Jan 01 1894
Relationships Role Relationship Start Relationship End
Fredonia Valley Bancorp, Inc. Parent 1/1/1997
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