Vitals
  • Total Assets
    131.8M 3.7 %
  • Total Deposits
    110.5M 2.9 %
  • Total Net Loans
    77.6M 3.5 %
  • Net Income
    1.4M -6.7 %
  • Book Value
    17.6M 0.7 %
  • Book Value x2
    35.1M 0.7 %
  • Book Value x3
    52.7M 0.7 %
ROAA

1.097

ROAE

7.959

Efficiency Ratio

65.261

Net Interest Margin

4.208

Balance Sheet Highlights
Financial Highlights Peoples State Bank Of Munising All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 131,807 330,697
Total Net Loans 77,621 227,599
Total Deposits 110,481 278,247
Total Equity 17,559 33,935
Profitability
Net Income 1,429 3,589
Return on Average Assets 1.097 .954
Return on Average Equity 7.959 8.772
Net Interest Margin 4.208 3.821
Efficiency Ratio 65.261 71.925
Noninterest Income/Revenue 8.763 24.061
Balance Sheet Ratios
Loan-to-Deposit 70.257 76.845
Securities/Assets .308 .16
Total Equity/Total Assets .133 .103
Tangible Equity/Tangible Assets .121 .098
Capital Adequacy
Tier 1 Common Capital 16,130 32,553
Tier 1 Capital 16,130 32,664
Tier 2 Capital 1,183 2,479
Total Capital 17,313 35,133
Total Risk Weighted Assets 94,018 242,208
Leverage Ratio 12.44 10.341
Common Equity Tier 1 Capital Ratio 17.16 15.339
Tier 1 Capital Ratio 17.16 15.393
Total Capital Ratio 18.41 16.423

Timeline for Peoples State Bank Of Munising

Lasco Development Corporation

Lasco Development Corporation became a new subsidiary organization for Peoples State Bank Of Munising.

View Profile Jul 01 2014

Peoples State Bancorp, Inc.

Peoples State Bancorp, Inc. became a new parent organization for Peoples State Bank Of Munising.

View Profile Jun 30 2002

Peoples State Bank Of Munising

Peoples State Bank Of Munising was established 113 years ago and is currently headquartered in Munising, MI.

Jun 07 1910
Relationships Role Relationship Start Relationship End
Peoples State Bancorp, Inc. Parent 6/30/2002
Lasco Development Corporation Subsidary 12/1/2015
Lasco Development Corporation Subsidary 4/3/2015 11/30/2015
Lasco Development Corporation Subsidary 1/23/2015 4/2/2015
Lasco Development Corporation Subsidary 7/1/2014 1/22/2015
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