Vitals
  • Total Assets
    92.0M -10.5 %
  • Total Deposits
    70.7M -12.1 %
  • Total Net Loans
    63.3M -2.4 %
  • Net Income
    266000.0000 -20.8 %
  • Book Value
    8.6M 7.4 %
  • Book Value x2
    17.2M 7.4 %
  • Book Value x3
    25.8M 7.4 %
ROAA

.28

ROAE

3.121

Efficiency Ratio

71.82

Net Interest Margin

3.44

Balance Sheet Highlights
Financial Highlights Peoples Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 92,012 198,346
Total Net Loans 63,310 133,864
Total Deposits 70,693 165,124
Total Equity 8,584 22,060
Profitability
Net Income 266 2,310
Return on Average Assets .28 1.15
Return on Average Equity 3.121 9.92
Net Interest Margin 3.44 3.587
Efficiency Ratio 71.82 60.34
Noninterest Income/Revenue 14.65 13.494
Balance Sheet Ratios
Loan-to-Deposit 89.556 77.091
Securities/Assets .229 .197
Total Equity/Total Assets .093 .111
Tangible Equity/Tangible Assets .093 .107
Capital Adequacy
Tier 1 Common Capital 8,768 21,135
Tier 1 Capital 8,768 21,140
Tier 2 Capital 917 1,625
Total Capital 9,685 22,777
Total Risk Weighted Assets 73,181 151,308
Leverage Ratio 9.69 10.944
Common Equity Tier 1 Capital Ratio 11.98 15.631
Tier 1 Capital Ratio 11.98 15.631
Total Capital Ratio 13.23 16.675

Timeline for Peoples Savings Bank

Psb Insurance, Inc.

Psb Insurance, Inc. became a new subsidiary organization for Peoples Savings Bank.

View Profile Jan 02 1998

Peoples Investment Company

Peoples Investment Company became a new subsidiary organization for Peoples Savings Bank.

View Profile Oct 01 1994

Psb Corporation

Psb Corporation became a new parent organization for Peoples Savings Bank.

View Profile Aug 01 1984

Peoples Savings Bank

Peoples Savings Bank was established 90 years ago and is currently headquartered in Wellsburg, IA.

Jan 01 1934
Relationships Role Relationship Start Relationship End
Psb Corporation Parent 5/5/1988
Psb Corporation Parent 12/31/1987 5/4/1988
Psb Corporation Parent 10/8/1985 12/30/1987
Psb Corporation Parent 9/17/1985 10/7/1985
Psb Corporation Parent 3/15/1985 9/16/1985
Psb Corporation Parent 8/1/1984 3/14/1985
Psb Insurance, Inc. Subsidary 6/30/2007
Psb Insurance, Inc. Subsidary 1/2/1998 6/29/2007
Peoples Investment Company Subsidary 10/1/1994 6/30/1995
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