Vitals
  • Total Assets
    351.2M 3.6 %
  • Total Deposits
    291.4M 6.5 %
  • Total Net Loans
    286.3M 0.5 %
  • Net Income
    2.4M 3.6 %
  • Book Value
    32.9M 2.3 %
  • Book Value x2
    65.8M 2.3 %
  • Book Value x3
    98.7M 2.3 %
ROAA

.696

ROAE

7.501

Efficiency Ratio

77.291

Net Interest Margin

3.888

Balance Sheet Highlights
Financial Highlights Peoples Exchange Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 351,190 275,102
Total Net Loans 286,324 177,820
Total Deposits 291,413 227,063
Total Equity 32,885 30,287
Profitability
Net Income 2,434 2,592
Return on Average Assets .696 .944
Return on Average Equity 7.501 8.074
Net Interest Margin 3.888 3.847
Efficiency Ratio 77.291 70.925
Noninterest Income/Revenue 18.446 17.219
Balance Sheet Ratios
Loan-to-Deposit 98.254 76.952
Securities/Assets .042 .219
Total Equity/Total Assets .094 .11
Tangible Equity/Tangible Assets .092 .107
Capital Adequacy
Tier 1 Common Capital 32,509 29,354
Tier 1 Capital 32,509 29,354
Tier 2 Capital 3,394 2,092
Total Capital 35,903 31,454
Total Risk Weighted Assets 271,470 190,479
Leverage Ratio 9.1 11.285
Common Equity Tier 1 Capital Ratio 11.98 17.115
Tier 1 Capital Ratio 11.98 17.115
Total Capital Ratio 13.23 18.174

Timeline for Peoples Exchange Bank

Genbeach Co., Inc.

Genbeach Co., Inc. became a new parent organization for Peoples Exchange Bank.

View Profile Jul 01 1996

Peoples Exchange Bancorp, Inc.

Peoples Exchange Bancorp, Inc. became a new parent organization for Peoples Exchange Bank.

View Profile Sep 30 1981

Peoples Exchange Bank

Peoples Exchange Bank was established 111 years ago and is currently headquartered in Winchester, KY.

Sep 13 1912
Relationships Role Relationship Start Relationship End
Genbeach Co., Inc. Parent 7/1/1996
Peoples Exchange Bancorp, Inc. Parent 9/30/1981 6/30/1996
Similar Organizations
Organization City State Total Assets
The Savings Bank
 		Circleville OH 356.0M
Royal Bank
 		Elroy WI 354.5M
Points West Community Bank
 		Sidney NE 357.4M
First Commercial Bank
 		Jackson MS 359.3M
Farmers And Merchants Union Bank
 		Columbus WI 351.1M
Community 1St Bank
 		Auburn CA 350.6M
The Bank Of Tescott
 		Tescott KS 364.6M
Crossroads Bank
 		Wabash IN 345.4M
Farmers State Bank
 		Center TX 344.3M
Sauk Valley Bank & Trust Company
 		Sterling IL 355.6M