Vitals
  • Total Assets
    867.1M 8.1 %
  • Total Deposits
    680.5M 5.3 %
  • Total Net Loans
    688.1M 18.7 %
  • Net Income
    7.7M 12.9 %
  • Book Value
    100.0M -16.2 %
  • Book Value x2
    200.0M -16.2 %
  • Book Value x3
    300.0M -16.2 %
ROAA

1.836

ROAE

15.418

Efficiency Ratio

43.647

Net Interest Margin

4.864

Balance Sheet Highlights
Financial Highlights Peninsula Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 867,084 360,609
Total Net Loans 688,141 269,200
Total Deposits 680,482 311,867
Total Equity 99,998 33,347
Profitability
Net Income 7,740 3,304
Return on Average Assets 1.836 1.216
Return on Average Equity 15.418 12.747
Net Interest Margin 4.864 4.144
Efficiency Ratio 43.647 63.468
Noninterest Income/Revenue 12.863 16.131
Balance Sheet Ratios
Loan-to-Deposit 101.126 84.964
Securities/Assets .118 .396
Total Equity/Total Assets .115 .092
Tangible Equity/Tangible Assets .079 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 69,013 30,968
Tier 2 Capital 29,542 8,147
Total Capital 98,555 38,398
Total Risk Weighted Assets 688,502 263,926
Leverage Ratio 8.37 9.465
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.02 13.394
Total Capital Ratio 14.31 15.564

Timeline for Peninsula Bank

Mercantile Peninsula Bank

Peninsula Bank was acquired by Mercantile Peninsula Bank 19 years

View Profile Aug 18 2004

The Bank Of Fruitland

Acquisition: Peninsula Bank acquired a new subsidiary, The Bank Of Fruitland, 23 years

View Profile Dec 01 2000

B F Financial Services, Inc.

B F Financial Services, Inc. became a new subsidiary organization for Peninsula Bank.

View Profile Dec 01 2000

Farmers Bank

Acquisition: Peninsula Bank acquired a new subsidiary, Farmers Bank, 26 years

View Profile Jul 01 1997

Home Bank

Acquisition: Peninsula Bank acquired a new subsidiary, Home Bank, 26 years

View Profile Jul 01 1997

Want to see more?

Complete timeline for Peninsula Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Peninsula Bank Buyer 1,882,330 Pooling of Interests Discontinued 8/18/2004
The Bank Of Fruitland Seller 134,476 Acquisition Discontinued 12/1/2000
Farmers Bank Seller 28,892 Acquisition Discontinued 7/1/1997
Home Bank Seller 47,042 Acquisition Discontinued 7/1/1997
Second National Federal Savings Association Seller 781,668 Failure 9/17/1994
Eastern Shore National Bank Seller 68,478 Discontinued 1/3/1989
Exchange And Savings Bank Of Berlin Seller 9,317 Discontinued 5/1/1975
Marine Bank Of Crisfield Seller Discontinued 12/22/1969
Relationships Role Relationship Start Relationship End
Mercantile Bankshares Corporation Parent 12/18/1972 8/17/2004
Pb Holdings & Investments, Inc. Subsidary 6/22/1995 5/31/2004
B F Financial Services, Inc. Subsidary 12/1/2000 9/29/2001
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