Vitals
  • Total Assets
    481.6M 6.3 %
  • Total Deposits
    425.7M 5.7 %
  • Total Net Loans
    377.6M 17.7 %
  • Net Income
    4.6M -9.3 %
  • Book Value
    51.5M 12.3 %
  • Book Value x2
    103.0M 12.3 %
  • Book Value x3
    154.6M 12.3 %
ROAA

.983

ROAE

9.518

Efficiency Ratio

69.897

Net Interest Margin

5.175

Balance Sheet Highlights
Financial Highlights Pacific Enterprise Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 481,568 1,346,313
Total Net Loans 377,631 907,793
Total Deposits 425,703 1,084,972
Total Equity 51,525 169,778
Profitability
Net Income 4,617 12,577
Return on Average Assets .983 .955
Return on Average Equity 9.518 8.072
Net Interest Margin 5.175 3.784
Efficiency Ratio 69.897 64.937
Noninterest Income/Revenue 10.133 13.682
Balance Sheet Ratios
Loan-to-Deposit 88.708 83.983
Securities/Assets .007 .141
Total Equity/Total Assets .107 .126
Tangible Equity/Tangible Assets .104 .113
Capital Adequacy
Tier 1 Common Capital 50,704 147,337
Tier 1 Capital 50,704 147,552
Tier 2 Capital 3,890 11,893
Total Capital 54,594 160,236
Total Risk Weighted Assets 311,100 1,009,488
Leverage Ratio 10.76 11.256
Common Equity Tier 1 Capital Ratio 16.3 14.697
Tier 1 Capital Ratio 16.3 14.792
Total Capital Ratio 17.55 16.005

Timeline for Pacific Enterprise Bank

Pacific Enterprise Bank

Pacific Enterprise Bank was established 17 years ago and is currently headquartered in Irvine, CA.

Apr 30 2007

Pacific Enterprise Bancorp

Pacific Enterprise Bancorp became a new parent organization for Pacific Enterprise Bank.

View Profile Apr 30 2007
Relationships Role Relationship Start Relationship End
Pacific Enterprise Bancorp Parent 4/30/2007
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