Owen County State Bank
Spencer, IN — Non-member Bank
Active
Vitals
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Total Assets200.6M 2.6 %
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Total Deposits170.5M 2.8 %
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Total Net Loans138.7M 8.5 %
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Net Income1.4M 26.7 %
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Book Value19.4M 2.9 %
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Book Value x238.7M 2.9 %
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Book Value x358.1M 2.9 %
Balance Sheet Highlights
Financial Highlights | Owen County State Bank | All Insured Commercial Banks in Indiana |
Balance Sheet $(000) | ||
Total Assets | 200,643 | 606,548 |
Total Net Loans | 138,726 | 409,621 |
Total Deposits | 170,506 | 497,111 |
Total Equity | 19,361 | 63,292 |
Profitability | ||
Net Income | 1,442 | 6,062 |
Return on Average Assets | .746 | .965 |
Return on Average Equity | 7.479 | 9.027 |
Net Interest Margin | 3.94 | 3.682 |
Efficiency Ratio | 71.148 | 66.445 |
Noninterest Income/Revenue | 17.284 | 20.436 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 81.361 | 79.497 |
Securities/Assets | .11 | .184 |
Total Equity/Total Assets | .096 | .104 |
Tangible Equity/Tangible Assets | .096 | .098 |
Capital Adequacy | ||
Tier 1 Common Capital | 19,277 | 60,326 |
Tier 1 Capital | 19,277 | 60,328 |
Tier 2 Capital | 1,517 | 4,282 |
Total Capital | 20,794 | 64,608 |
Total Risk Weighted Assets | 129,296 | 442,958 |
Leverage Ratio | 10 | 10.395 |
Common Equity Tier 1 Capital Ratio | 14.91 | 15.27 |
Tier 1 Capital Ratio | 14.91 | 15.27 |
Total Capital Ratio | 16.08 | 16.399 |
Timeline for Owen County State Bank
Owen Financial Corporation
Owen Financial Corporation became a new parent organization for Owen County State Bank.
View Profile Mar 01 1983Owen County State Bank
Owen County State Bank was established 90 years ago and is currently headquartered in Spencer, IN.
Jan 01 1934Relationships | Role | Relationship Start | Relationship End |
Owen Financial Corporation | Parent | 3/1/1983 |
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