Owen County State Bank
Spencer, IN — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Owen County State Bank | All Insured Commercial Banks in Indiana |
| 12-31-2016 | 3.94 | 3.682 |
| 09-30-2016 | 3.904 | 3.69 |
| 06-30-2016 | 3.867 | 3.687 |
| 03-31-2016 | 3.776 | 3.69 |
| 12-31-2015 | 3.994 | 3.701 |
| 09-30-2015 | 3.959 | 3.707 |
| 06-30-2015 | 3.89 | 3.696 |
| 03-31-2015 | 3.877 | 3.697 |
| 12-31-2014 | 3.904 | 3.744 |
| 09-30-2014 | 3.878 | 3.723 |
| 06-30-2014 | 3.766 | 3.692 |
| 03-31-2014 | 3.702 | 3.686 |
| 12-31-2013 | 3.664 | 3.697 |
| 09-30-2013 | 3.614 | 3.674 |
| 06-30-2013 | 3.574 | 3.644 |
| 03-31-2013 | 3.557 | 3.654 |
| 12-31-2012 | 3.645 | 3.84 |
| 09-30-2012 | 3.664 | 3.841 |
| 06-30-2012 | 3.667 | 3.84 |
| 03-31-2012 | 3.587 | 3.852 |
| 12-31-2011 | 3.58 | 3.927 |
| 09-30-2011 | 3.531 | 3.945 |
| 06-30-2011 | 3.461 | 3.91 |
| 03-31-2011 | 3.32 | 3.886 |
| 12-31-2010 | 3.636 | 3.927 |
| 09-30-2010 | 3.649 | 3.926 |
| 06-30-2010 | 3.658 | 3.899 |
| 03-31-2010 | 3.72 | 3.882 |
| 12-31-2009 | 3.854 | 3.827 |
| 09-30-2009 | 3.829 | 3.799 |
| 06-30-2009 | 3.79 | 3.747 |
| 03-31-2009 | 3.782 | 3.76 |
| 12-31-2008 | 3.864 | 3.796 |
| 09-30-2008 | 3.829 | 3.799 |
| 06-30-2008 | 3.733 | 3.759 |
| 03-31-2008 | 3.635 | 3.708 |
| 12-31-2007 | 3.476 | 3.832 |
| 09-30-2007 | 3.399 | 3.857 |
| 06-30-2007 | 3.323 | 3.839 |
| 03-31-2007 | 3.345 | 3.8 |
| 12-31-2006 | 3.152 | 3.939 |
| 09-30-2006 | 3.126 | 3.963 |
| 06-30-2006 | 3.088 | 3.96 |
| 03-31-2006 | 3.098 | 3.931 |
| 12-31-2005 | 3.219 | 3.957 |
| 09-30-2005 | 3.259 | 3.984 |
| 06-30-2005 | 3.273 | 3.958 |
| 03-31-2005 | 3.269 | 3.903 |
| 12-31-2004 | 3.435 | 3.966 |
| 09-30-2004 | 3.459 | 3.97 |
| 06-30-2004 | 3.461 | 3.933 |
| 03-31-2004 | 3.47 | 3.923 |
| 12-31-2003 | 3.857 | 4.016 |
| 09-30-2003 | 3.926 | 4.016 |
| 06-30-2003 | 3.912 | 4.034 |
| 03-31-2003 | 3.912 | 4.061 |
| 12-31-2002 | 3.718 | 4.221 |