Efficiency Ratio Over Time
Efficiency Ratio Owen County State Bank All Insured Commercial Banks in Indiana
12-31-2016 71.148 66.445
09-30-2016 70.68 66.912
06-30-2016 72.067 67.155
03-31-2016 72.583 67.086
12-31-2015 75.568 68.066
09-30-2015 73.495 67.993
06-30-2015 75.299 67.83
03-31-2015 77.334 68.949
12-31-2014 79.366 68.011
09-30-2014 80.748 67.594
06-30-2014 84.002 68.176
03-31-2014 88.61 69.09
12-31-2013 83.121 68.649
09-30-2013 84.157 68.553
06-30-2013 80.881 68.081
03-31-2013 81.121 68.373
12-31-2012 75.284 67.152
09-30-2012 75.107 66.858
06-30-2012 75.265 67.789
03-31-2012 76.766 67.648
12-31-2011 71.755 67.335
09-30-2011 73.438 67.243
06-30-2011 78.071 67.778
03-31-2011 79.804 67.952
12-31-2010 78.181 68.153
09-30-2010 78.721 67.539
06-30-2010 79.118 68.143
03-31-2010 77.646 68.798
12-31-2009 73.577 71.364
09-30-2009 72.073 71.911
06-30-2009 72.673 72.042
03-31-2009 70.651 69.771
12-31-2008 72.413 69.256
09-30-2008 72.557 67.705
06-30-2008 72.314 67.865
03-31-2008 73.01 68.265
12-31-2007 68.952 68.016
09-30-2007 68.725 67.321
06-30-2007 68.546 67.406
03-31-2007 67.976 67.338
12-31-2006 71.717 66.523
09-30-2006 72.145 65.695
06-30-2006 72.804 65.656
03-31-2006 74.182 66.077
12-31-2005 73.125 65.617
09-30-2005 72.929 65.596
06-30-2005 72.553 65.579
03-31-2005 73.779 66.006
12-31-2004 65.035 65.999
09-30-2004 63.137 65.242
06-30-2004 60.598 65.757
03-31-2004 71.302 66.1
12-31-2003 65.074 63.889
09-30-2003 65.647 62.988
06-30-2003 65.636 62.52
03-31-2003 66.856 62.69
12-31-2002 76.74 61.138