Vitals
  • Total Assets
    87.9M
  • Total Deposits
    79.7M
  • Total Net Loans
    31.9M
  • Net Income
    695000.0000
  • Book Value
    8.0M
  • Book Value x2
    16.0M
  • Book Value x3
    24.0M
ROAA

1.073

ROAE

11.863

Efficiency Ratio

66.168

Net Interest Margin

5.111

Balance Sheet Highlights
Financial Highlights Ojai Valley Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 87,903 423,823
Total Net Loans 31,855 304,025
Total Deposits 79,661 340,087
Total Equity 8,015 44,923
Profitability
Net Income 695 21,532
Return on Average Assets 1.073 1.315
Return on Average Equity 11.863 12.899
Net Interest Margin 5.111 4.467
Efficiency Ratio 66.168 69.685
Noninterest Income/Revenue 9.382 19.838
Balance Sheet Ratios
Loan-to-Deposit 39.988 76.22
Securities/Assets .374 .691
Total Equity/Total Assets .091 .106
Tangible Equity/Tangible Assets .091 -.498
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,991 38,886
Tier 2 Capital 605 5,117
Total Capital 8,596 43,066
Total Risk Weighted Assets 48,309 318,222
Leverage Ratio 9 10.276
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.54 14.407
Total Capital Ratio 17.79 15.41

Timeline for Ojai Valley Bank

Mid-State Bank & Trust

Ojai Valley Bank was acquired by Mid-State Bank & Trust 20 years

View Profile Nov 01 2003

Ojai Valley Bank

Ojai Valley Bank was established 51 years ago and is currently headquartered in Ojai, CA.

Mar 30 1973
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mid-State Bank & Trust Buyer 2,412,692 Acquisition Discontinued 11/1/2003
Relationships Role Relationship Start Relationship End
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