Vitals
  • Total Assets
    256.9M 20.5 %
  • Total Deposits
    208.8M 17.6 %
  • Total Net Loans
    206.5M 18.5 %
  • Net Income
    1.6M 42.1 %
  • Book Value
    24.0M 23.0 %
  • Book Value x2
    48.1M 23.0 %
  • Book Value x3
    72.1M 23.0 %
ROAA

.666

ROAE

7.438

Efficiency Ratio

69.39

Net Interest Margin

4.045

Balance Sheet Highlights
Financial Highlights Ojai Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 256,911 1,346,313
Total Net Loans 206,536 907,793
Total Deposits 208,844 1,084,972
Total Equity 24,039 169,778
Profitability
Net Income 1,600 12,577
Return on Average Assets .666 .955
Return on Average Equity 7.438 8.072
Net Interest Margin 4.045 3.784
Efficiency Ratio 69.39 64.937
Noninterest Income/Revenue 6.831 13.682
Balance Sheet Ratios
Loan-to-Deposit 98.895 83.983
Securities/Assets .025 .141
Total Equity/Total Assets .094 .126
Tangible Equity/Tangible Assets .094 .113
Capital Adequacy
Tier 1 Common Capital 24,039 147,337
Tier 1 Capital 24,039 147,552
Tier 2 Capital 2,658 11,893
Total Capital 26,697 160,236
Total Risk Weighted Assets 212,629 1,009,488
Leverage Ratio 9.24 11.256
Common Equity Tier 1 Capital Ratio 11.31 14.697
Tier 1 Capital Ratio 11.31 14.792
Total Capital Ratio 12.56 16.005

Timeline for Ojai Community Bank

Ocb Bancorp

Ocb Bancorp became a new parent organization for Ojai Community Bank.

View Profile Sep 27 2013

Ojai Community Bank

Ojai Community Bank was established 19 years ago and is currently headquartered in Ojai, CA.

Mar 03 2005
Relationships Role Relationship Start Relationship End
Ocb Bancorp Parent 9/27/2013
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