Vitals
  • Total Assets
    107.1M 9.8 %
  • Total Deposits
    90.8M 13.2 %
  • Total Net Loans
    59.7M 1.0 %
  • Net Income
    570000.0000 363.4 %
  • Book Value
    8.9M 7.2 %
  • Book Value x2
    17.7M 7.2 %
  • Book Value x3
    26.6M 7.2 %
ROAA

1.152

ROAE

13.107

Efficiency Ratio

54.018

Net Interest Margin

3.952

Balance Sheet Highlights
Financial Highlights Ohio River Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 107,058 307,308
Total Net Loans 59,651 188,741
Total Deposits 90,816 254,763
Total Equity 8,857 31,341
Profitability
Net Income 570 1,481
Return on Average Assets 1.152 .801
Return on Average Equity 13.107 7.597
Net Interest Margin 3.952 3.82
Efficiency Ratio 54.018 69.352
Noninterest Income/Revenue 12.928 18.031
Balance Sheet Ratios
Loan-to-Deposit 65.683 71.659
Securities/Assets .349 .233
Total Equity/Total Assets .083 .102
Tangible Equity/Tangible Assets .083 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,285 28,180
Tier 2 Capital 677 2,581
Total Capital 8,962 30,988
Total Risk Weighted Assets 54,231 196,283
Leverage Ratio 8.09 9.902
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.28 16.391
Total Capital Ratio 16.53 17.664

Timeline for Ohio River Bank

Citizens Deposit Bank & Trust

Ohio River Bank was acquired by Citizens Deposit Bank & Trust 11 years

View Profile Aug 18 2012

Premier Financial Bancorp, Inc.

Premier Financial Bancorp, Inc. became a new parent organization for Ohio River Bank.

View Profile Mar 21 1998

Ohio River Bank

Ohio River Bank was established 29 years ago and is currently headquartered in Ironton, OH.

May 22 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Deposit Bank & Trust Buyer 403,077 Pooling of Interests Discontinued 8/18/2012
Relationships Role Relationship Start Relationship End
Premier Financial Bancorp, Inc. Parent 3/21/1998 8/17/2012
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