Ohio River Bank
Ironton, OH — Domestic Branch of a Domestic Bank
Acquired Aug 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ohio River Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 1,756 | 5,255 |
Income from Lease Financing Receivables | — | 1 |
2 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 13 |
Income on Loans and Leases (TE) | 1,757 | 5,272 |
Investment Interest Income (TE) | 368 | 1,116 |
Total Interest Income (TE) | 2,135 | 6,499 |
Total Interest Expense | 225 | 1,017 |
Net Interest Income (TE) | 1,910 | 5,424 |
Non-Interest Income | 317 | 1,430 |
Adjusted Operating Income (TE) | 2,227 | 6,846 |
Non-interest Expense | 1,203 | 4,395 |
Provision for Loan & Lease Losses | 160 | 337 |
Pretax Operating Income (TE) | 864 | 2,063 |
Pretax Net Operating Income (TE) | 864 | 2,153 |
Applicable Income Taxes | 293 | 496 |
Net Operating Income | 570 | 1,488 |
Net Income | 570 | 1,481 |
Cash Dividends Declared | 425 | 343 |
Retained Earnings | 145 | 743 |