Vitals
  • Total Assets
    329.9M -0.9 %
  • Total Deposits
    288.2M 2.5 %
  • Total Net Loans
    209.1M -1.8 %
  • Net Income
    1.1M -13.2 %
  • Book Value
    36.9M -7.5 %
  • Book Value x2
    73.8M -7.5 %
  • Book Value x3
    110.8M -7.5 %
ROAA

.663

ROAE

5.599

Efficiency Ratio

74.014

Net Interest Margin

4.012

Balance Sheet Highlights
Financial Highlights North Cascades National Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 329,949 558,989
Total Net Loans 209,074 378,800
Total Deposits 288,245 476,859
Total Equity 36,918 63,118
Profitability
Net Income 1,116 2,481
Return on Average Assets .663 .598
Return on Average Equity 5.599 5.277
Net Interest Margin 4.012 3.93
Efficiency Ratio 74.014 80.094
Noninterest Income/Revenue 11.208 19.93
Balance Sheet Ratios
Loan-to-Deposit 72.533 78.477
Securities/Assets .158 .172
Total Equity/Total Assets .112 .113
Tangible Equity/Tangible Assets .096 .107
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 31,904 57,498
Tier 2 Capital 2,851 4,785
Total Capital 34,755 62,275
Total Risk Weighted Assets 227,559 417,501
Leverage Ratio 9.76 10.634
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.02 14.933
Total Capital Ratio 15.27 16.151

Timeline for North Cascades National Bank

Glacier Bank

North Cascades National Bank was acquired by Glacier Bank 10 years

View Profile Aug 01 2013

Mid State Bank

Acquisition: North Cascades National Bank acquired a new subsidiary, Mid State Bank, 16 years

View Profile Jul 14 2007

Mandolin Technology, Inc.

Mandolin Technology, Inc. became a new subsidiary organization for North Cascades National Bank.

View Profile Jan 15 2002

Walters Appraisal Service, Inc.

Walters Appraisal Service, Inc. became a new subsidiary organization for North Cascades National Bank.

View Profile Apr 01 1994

North Cascades Financial Services, Inc.

North Cascades Financial Services, Inc. became a new subsidiary organization for North Cascades National Bank.

View Profile Oct 01 1992

Want to see more?

Complete timeline for North Cascades National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Glacier Bank Buyer 9,297,497 Acquisition Discontinued 8/1/2013
Mid State Bank Seller 40,955 Acquisition Discontinued 7/14/2007
Relationships Role Relationship Start Relationship End
North Cascades Bancshares, Inc. Parent 1/1/1991 7/31/2013
North Cascades Financial Services, Inc. Subsidary 6/30/2007 10/1/2009
North Cascades Financial Services, Inc. Subsidary 10/1/1992 6/29/2007
Mandolin Technology, Inc. Subsidary 1/15/2002 12/31/2005
Walters Appraisal Service, Inc. Subsidary 4/1/1994 4/30/1999
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