Vitals
  • Total Assets
    41.0M -10.0 %
  • Total Deposits
    31.1M -13.9 %
  • Total Net Loans
    35.6M -8.7 %
  • Net Income
    211000.0000 -4.5 %
  • Book Value
    3.8M 9.4 %
  • Book Value x2
    7.6M 9.4 %
  • Book Value x3
    11.4M 9.4 %
ROAA

1.059

ROAE

11.4

Efficiency Ratio

74.734

Net Interest Margin

6.2

Balance Sheet Highlights
Financial Highlights Mid State Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 40,955 362,624
Total Net Loans 35,631 281,895
Total Deposits 31,052 292,265
Total Equity 3,809 40,407
Profitability
Net Income 211 4,716
Return on Average Assets 1.059 1.333
Return on Average Equity 11.4 12.632
Net Interest Margin 6.2 5.009
Efficiency Ratio 74.734 69.474
Noninterest Income/Revenue 3.928 8.601
Balance Sheet Ratios
Loan-to-Deposit 114.746 95.537
Securities/Assets .03 .252
Total Equity/Total Assets .093 .111
Tangible Equity/Tangible Assets .093 -.047
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,817 37,119
Tier 2 Capital 229 3,713
Total Capital 4,046 40,828
Total Risk Weighted Assets 29,974 314,958
Leverage Ratio 9.52 12.291
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.73 13.82
Total Capital Ratio 13.5 14.973

Timeline for Mid State Bank

North Cascades National Bank

Mid State Bank was acquired by North Cascades National Bank 16 years

View Profile Jul 14 2007

Mid State Bancorp

Mid State Bancorp became a new parent organization for Mid State Bank.

View Profile Jul 02 1996

Mid State Bank

Mid State Bank was established 45 years ago and is currently headquartered in Waterville, WA.

Oct 30 1978
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
North Cascades National Bank Buyer 329,949 Acquisition Discontinued 7/14/2007
Relationships Role Relationship Start Relationship End
Mid State Bancorp Parent 7/2/1996 7/13/2007
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