Vitals
  • Total Assets
    159.0M 9.5 %
  • Total Deposits
    142.2M 30.1 %
  • Total Net Loans
    137.3M 2.4 %
  • Net Income
    -219000.0000 -145.0 %
  • Book Value
    15.4M -1.3 %
  • Book Value x2
    30.9M -1.3 %
  • Book Value x3
    46.3M -1.3 %
ROAA

-.541

ROAE

-5.634

Efficiency Ratio

60.977

Net Interest Margin

4.595

Balance Sheet Highlights
Financial Highlights Napa Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 159,015 482,819
Total Net Loans 137,291 364,671
Total Deposits 142,204 367,675
Total Equity 15,438 56,191
Profitability
Net Income -219 201
Return on Average Assets -.541 -.196
Return on Average Equity -5.634 -2.618
Net Interest Margin 4.595 4.004
Efficiency Ratio 60.977 82.516
Noninterest Income/Revenue -3.194 10.288
Balance Sheet Ratios
Loan-to-Deposit 96.545 83.206
Securities/Assets .006 .805
Total Equity/Total Assets .097 .116
Tangible Equity/Tangible Assets .097 -.741
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,764 51,133
Tier 2 Capital 1,830 5,575
Total Capital 16,594 56,463
Total Risk Weighted Assets 145,227 361,255
Leverage Ratio 9.16 11.23
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.17 15.017
Total Capital Ratio 11.43 16.334

Timeline for Napa Community Bank

Rabobank, National Association

Napa Community Bank was acquired by Rabobank, National Association 14 years

View Profile May 01 2010

Capitol Bancorp Ltd.

Capitol Bancorp Ltd. became a new parent organization for Napa Community Bank.

View Profile Sep 01 2004

Napa Community Bank

Napa Community Bank was established 22 years ago and is currently headquartered in Napa, CA.

Mar 01 2002

First California Northern Bancorp

First California Northern Bancorp became a new parent organization for Napa Community Bank.

View Profile Mar 01 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rabobank, National Association Buyer 14,159,000 Acquisition Discontinued 5/1/2010
Relationships Role Relationship Start Relationship End
Capitol Bancorp Ltd. Parent 7/1/2005 4/30/2010
Capitol Bancorp Ltd. Parent 9/1/2004 6/30/2005
First California Northern Bancorp Parent 3/1/2002 8/31/2004
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