Napa Community Bank
Napa, CA — Domestic Branch of a Domestic Bank
Acquired May 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Napa Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 2,063 | 5,734 |
Income from Lease Financing Receivables | — | 2,569 |
— | 762 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 525 |
Income on Loans and Leases (TE) | 2,063 | 5,767 |
Investment Interest Income (TE) | 2 | 2,482 |
Total Interest Income (TE) | 2,068 | 5,689 |
Total Interest Expense | 346 | 1,104 |
Net Interest Income (TE) | 1,722 | 4,466 |
Non-Interest Income | -64 | 652 |
Adjusted Operating Income (TE) | 1,658 | 5,589 |
Non-interest Expense | 1,011 | 3,667 |
Provision for Loan & Lease Losses | 1,008 | 6,625 |
Pretax Operating Income (TE) | -361 | 298 |
Pretax Net Operating Income (TE) | -361 | 373 |
Applicable Income Taxes | -142 | 1,118 |
Net Operating Income | -219 | 205 |
Net Income | -219 | 201 |
Cash Dividends Declared | — | 2,458 |
Retained Earnings | -219 | 76 |