Vitals
  • Total Assets
    139.8M 3.3 %
  • Total Deposits
    125.8M 5.2 %
  • Total Net Loans
    68.8M 6.8 %
  • Net Income
    1.7M 16.8 %
  • Book Value
    12.3M -12.5 %
  • Book Value x2
    24.7M -12.5 %
  • Book Value x3
    37.0M -12.5 %
ROAA

1.279

ROAE

12.497

Efficiency Ratio

69.206

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights Mount Vernon Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 139,761 256,123
Total Net Loans 68,799 160,108
Total Deposits 125,849 221,413
Total Equity 12,338 27,434
Profitability
Net Income 1,749 2,812
Return on Average Assets 1.279 .99
Return on Average Equity 12.497 8.811
Net Interest Margin 3.734 4.031
Efficiency Ratio 69.206 72.067
Noninterest Income/Revenue 14.253 19.316
Balance Sheet Ratios
Loan-to-Deposit 54.668 70.662
Securities/Assets .304 .165
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .085 .105
Capital Adequacy
Tier 1 Common Capital 13,491 26,376
Tier 1 Capital 13,491 26,452
Tier 2 Capital 842 1,919
Total Capital 14,333 28,453
Total Risk Weighted Assets 84,917 174,280
Leverage Ratio 9.93 10.62
Common Equity Tier 1 Capital Ratio 15.89 16.191
Tier 1 Capital Ratio 15.89 16.286
Total Capital Ratio 16.88 17.433

Timeline for Mount Vernon Bank

Heart Of Georgia Bancshares, Inc.

Heart Of Georgia Bancshares, Inc. became a new parent organization for Mount Vernon Bank.

View Profile Oct 31 1995

Citizens Corporation

Citizens Corporation became a new parent organization for Mount Vernon Bank.

View Profile Dec 31 1989

Bank South Waycross, Inc.

Bank South Waycross, Inc. became a new parent organization for Mount Vernon Bank.

View Profile Mar 05 1984

Mount Vernon Bank

Mount Vernon Bank was established 123 years ago and is currently headquartered in Mount Vernon, GA.

Jan 24 1901
Relationships Role Relationship Start Relationship End
Heart Of Georgia Bancshares, Inc. Parent 10/31/1995
Citizens Corporation Parent 12/31/1989 10/30/1995
Bank South Waycross, Inc. Parent 3/5/1984 12/30/1989
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