Vitals
  • Total Assets
    2.7B
  • Total Deposits
    2.3B
  • Total Net Loans
    2.1B
  • Net Income
    10.2M
  • Book Value
    333.5M
  • Book Value x2
    667.1M
  • Book Value x3
    1.0B
ROAA

1.464

ROAE

12.376

Efficiency Ratio

35.848

Net Interest Margin

8.429

Balance Sheet Highlights
Financial Highlights Mill Creek Bank All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 2,664,982 566,675
Total Net Loans 2,075,200 459,671
Total Deposits 2,292,439 324,080
Total Equity 333,526 99,269
Profitability
Net Income 10,162 9,742
Return on Average Assets 1.464 2.861
Return on Average Equity 12.376 20.525
Net Interest Margin 8.429 6.299
Efficiency Ratio 35.848 57.611
Noninterest Income/Revenue 27.374 41.956
Balance Sheet Ratios
Loan-to-Deposit 90.524 142.875
Securities/Assets .091 2.546
Total Equity/Total Assets .125 .175
Tangible Equity/Tangible Assets .125 .152
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 328,714 94,886
Tier 2 Capital 29,525 16,534
Total Capital 358,239 107,060
Total Risk Weighted Assets 2,286,426 517,380
Leverage Ratio 11.86 16.363
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.38 18.514
Total Capital Ratio 15.67 20.032

Timeline for Mill Creek Bank

Synchrony Bank

Mill Creek Bank was acquired by Synchrony Bank 20 years

View Profile Jun 25 2003

Mill Creek Bank

Mill Creek Bank was established 26 years ago and is currently headquartered in Salt Lake City, UT.

Nov 17 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synchrony Bank Buyer 69,521,405 Discontinued 6/25/2003
Relationships Role Relationship Start Relationship End
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