Vitals
  • Total Assets
    2.9B 11.7 %
  • Total Deposits
    2.6B 13.3 %
  • Total Net Loans
    2.1B 8.9 %
  • Net Income
    31.3M 11.0 %
  • Book Value
    289.8M 10.8 %
  • Book Value x2
    579.6M 10.8 %
  • Book Value x3
    869.3M 10.8 %
ROAA

1.175

ROAE

11.339

Efficiency Ratio

53.76

Net Interest Margin

3.882

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank Of Central California All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 2,921,775 1,346,313
Total Net Loans 2,129,682 907,793
Total Deposits 2,582,186 1,084,972
Total Equity 289,777 169,778
Profitability
Net Income 31,318 12,577
Return on Average Assets 1.175 .955
Return on Average Equity 11.339 8.072
Net Interest Margin 3.882 3.784
Efficiency Ratio 53.76 64.937
Noninterest Income/Revenue 19.991 13.682
Balance Sheet Ratios
Loan-to-Deposit 82.476 83.983
Securities/Assets .173 .141
Total Equity/Total Assets .099 .126
Tangible Equity/Tangible Assets .099 .113
Capital Adequacy
Tier 1 Common Capital 288,323 147,337
Tier 1 Capital 288,323 147,552
Tier 2 Capital 31,458 11,893
Total Capital 319,781 160,236
Total Risk Weighted Assets 2,499,477 1,009,488
Leverage Ratio 10.08 11.256
Common Equity Tier 1 Capital Ratio 11.54 14.697
Tier 1 Capital Ratio 11.54 14.792
Total Capital Ratio 12.79 16.005

Timeline for Farmers & Merchants Bank Of Central California

Delta Bank, National Association

Acquisition: Farmers & Merchants Bank Of Central California acquired a new subsidiary, Delta Bank, National Association, 7 years

View Profile Nov 19 2016

Farmers & Merchants Bancorp

Farmers & Merchants Bancorp became a new parent organization for Farmers & Merchants Bank Of Central California.

View Profile Apr 30 1999

Farmers/Merchants Corp.

Farmers/Merchants Corp. became a new subsidiary organization for Farmers & Merchants Bank Of Central California.

View Profile Apr 30 1999

Golden Valley Bank

Acquisition: Farmers & Merchants Bank Of Central California acquired a new subsidiary, Golden Valley Bank, 39 years

View Profile Mar 23 1985

Farmers & Merchants Bank Of Central California

Farmers & Merchants Bank Of Central California was established 107 years ago and is currently headquartered in Lodi, CA.

May 24 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Delta Bank, National Association Seller 112,206 Acquisition Discontinued 11/19/2016
Golden Valley Bank Seller 82,236 Failure 3/23/1985
Relationships Role Relationship Start Relationship End
Farmers & Merchants Bancorp Parent 4/30/1999
Farmers/Merchants Corp. Subsidary 6/30/2007
Farmers/Merchants Corp. Subsidary 4/30/1999 6/29/2007
Similar Organizations
Organization City State Total Assets
Byline Bank
 		Chicago IL 2.7B
Bankplus
 		Belzoni MS 2.7B
Manufacturers Bank
 		Los Angeles CA 2.7B
Bank Of Stockton
 		Stockton CA 2.7B
Merrick Bank
 		South Jordan UT 2.8B
Hills Bank And Trust Company
 		Hills IA 2.6B
Cnb Bank
 		Clearfield PA 2.5B
City Bank
 		Lubbock TX 2.6B
German American Bancorp
 		Jasper IN 3.0B
Burke & Herbert Bank & Trust Company
 		Alexandria VA 2.9B