Vitals
  • Total Assets
    71.8B 14.2 %
  • Total Deposits
    54.7B 13.7 %
  • Total Net Loans
    57.1B 19.0 %
  • Net Income
    1.8B 15.0 %
  • Book Value
    9.8B 19.7 %
  • Book Value x2
    19.6B 19.7 %
  • Book Value x3
    29.4B 19.7 %
ROAA

2.686

ROAE

19.678

Efficiency Ratio

35.189

Net Interest Margin

12.959

Balance Sheet Highlights
Financial Highlights Synchrony Bank
Balance Sheet $(000)
Total Assets 71,790,226
Total Net Loans 57,080,080
Total Deposits 54,743,590
Total Equity 9,800,156
Profitability
Net Income 1,764,308
Return on Average Assets 2.686
Return on Average Equity 19.678
Net Interest Margin 12.959
Efficiency Ratio 35.189
Noninterest Income/Revenue 8.502
Balance Sheet Ratios
Loan-to-Deposit 104.268
Securities/Assets .041
Total Equity/Total Assets .137
Tangible Equity/Tangible Assets .126
Capital Adequacy
Tier 1 Common Capital 9,311,988
Tier 1 Capital 9,311,988
Tier 2 Capital 789,395
Total Capital 10,101,383
Total Risk Weighted Assets 60,310,321
Leverage Ratio 13.23
Common Equity Tier 1 Capital Ratio 15.44
Tier 1 Capital Ratio 15.44
Total Capital Ratio 16.75

Timeline for Synchrony Bank

Synchrony Financial

Synchrony Financial became a new parent organization for Synchrony Bank.

View Profile Apr 01 2013

Metlife Bank, National Association

Acquisition: Synchrony Bank acquired a new subsidiary, Metlife Bank, National Association , 11 years

View Profile Jan 12 2013

Synchrony Lending, Inc.

Synchrony Lending, Inc. became a new subsidiary organization for Synchrony Bank.

View Profile Dec 01 2012

Ge Consumer Finance, Inc.

Ge Consumer Finance, Inc. became a new parent organization for Synchrony Bank.

View Profile Feb 05 2006

Belk National Bank

Acquisition: Synchrony Bank acquired a new subsidiary, Belk National Bank, 18 years

View Profile Jan 31 2006

Want to see more?

Complete timeline for Synchrony Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Metlife Bank, National Association Seller Sale of Assets 1/12/2013
Belk National Bank Seller 12,940 Discontinued 1/31/2006
Monogram Credit Card Bank Of Georgia Seller 4,764,464 Discontinued 2/7/2005
Mill Creek Bank Seller 2,664,982 Discontinued 6/25/2003
Relationships Role Relationship Start Relationship End
Synchrony Financial Parent 12/31/2015
Synchrony Financial Parent 4/1/2013 12/30/2015
Ge Consumer Finance, Inc. Parent 7/21/2011 3/31/2013
Ge Consumer Finance, Inc. Parent 2/5/2006 7/20/2011
Synchrony Lending, Inc. Subsidary 12/1/2012
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