Vitals
  • Total Assets
    217.8M 9.2 %
  • Total Deposits
    194.2M 13.2 %
  • Total Net Loans
    197.5M 9.3 %
  • Net Income
    2.6M -7.1 %
  • Book Value
    19.4M 14.8 %
  • Book Value x2
    38.8M 14.8 %
  • Book Value x3
    58.1M 14.8 %
ROAA

1.267

ROAE

14.509

Efficiency Ratio

78.503

Net Interest Margin

4.032

Balance Sheet Highlights
Financial Highlights Main Street Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 217,828 330,697
Total Net Loans 197,506 227,599
Total Deposits 194,213 278,247
Total Equity 19,375 33,935
Profitability
Net Income 2,642 3,589
Return on Average Assets 1.267 .954
Return on Average Equity 14.509 8.772
Net Interest Margin 4.032 3.821
Efficiency Ratio 78.503 71.925
Noninterest Income/Revenue 55.408 24.061
Balance Sheet Ratios
Loan-to-Deposit 101.696 76.845
Securities/Assets .036 .16
Total Equity/Total Assets .089 .103
Tangible Equity/Tangible Assets .088 .098
Capital Adequacy
Tier 1 Common Capital 19,183 32,553
Tier 1 Capital 19,183 32,664
Tier 2 Capital 1,302 2,479
Total Capital 20,485 35,133
Total Risk Weighted Assets 167,216 242,208
Leverage Ratio 8.93 10.341
Common Equity Tier 1 Capital Ratio 11.47 15.339
Tier 1 Capital Ratio 11.47 15.393
Total Capital Ratio 12.25 16.423

Timeline for Main Street Bank

Main Street Bank

Main Street Bank was established 18 years ago and is currently headquartered in Bingham Farms, MI.

Sep 07 2005

North Star Financial Holdings, Inc.

North Star Financial Holdings, Inc. became a new parent organization for Main Street Bank.

View Profile Sep 07 2005
Relationships Role Relationship Start Relationship End
North Star Financial Holdings, Inc. Parent 9/7/2005
Similar Organizations
Organization City State Total Assets
Firstbank Of Nebraska
 		Wahoo NE 217.5M
Washington Savings Bank
 		Lowell MA 213.7M
First State Bank Of Dequeen
 		De Queen AR 216.4M
Profile Bank
 		Rochester NH 210.3M
Bank Of Mckenney
 		Mc Kenney VA 221.7M
Central Bank Of Warrensburg
 		Warrensburg MO 221.8M
Commencement Bank
 		Tacoma WA 206.6M
Farmers Bank
 		Ault CO 221.6M
The Union Bank Of Mena
 		Mena AR 229.8M
Community State Bank
 		Avilla IN 230.1M