Efficiency Ratio Over Time
Efficiency Ratio Main Street Bank All Insured Commercial Banks in Michigan
12-31-2016 78.503 71.925
09-30-2016 75.889 72.284
06-30-2016 77.223 72.703
03-31-2016 80.602 74.111
12-31-2015 76.132 73.902
09-30-2015 73.617 72.796
06-30-2015 74.832 73.108
03-31-2015 73.284 74.364
12-31-2014 79.775 75.309
09-30-2014 80.811 75.334
06-30-2014 82.681 75.605
03-31-2014 85.969 76.846
12-31-2013 75.019 74.841
09-30-2013 72.093 73.806
06-30-2013 77.826 73.811
03-31-2013 71.554 73.988
12-31-2012 68.368 71.723
09-30-2012 66.841 71.614
06-30-2012 67.244 71.839
03-31-2012 72.226 72.697
12-31-2011 78.355 73.486
09-30-2011 84.233 73.637
06-30-2011 90.444 74.221
03-31-2011 96.468 75.166
12-31-2010 90.97 74.379
09-30-2010 87.887 74.86
06-30-2010 84.342 75.739
03-31-2010 80.551 76.883
12-31-2009 98.612 82.058
09-30-2009 101.684 81.121
06-30-2009 108.598 82.109
03-31-2009 102.681 80.184
12-31-2008 127.741 80.181
09-30-2008 127.86 75.465
06-30-2008 128.086 75.619
03-31-2008 130.526 76.097
12-31-2007 141.521 72.221
09-30-2007 151.946 70.635
06-30-2007 158.664 69.92
03-31-2007 161.864 70.315
12-31-2006 204.104 66.877
09-30-2006 223.4 65.716
06-30-2006 266.788 66.171
03-31-2006 300 66.982
12-31-2005 365.041 64.078
09-30-2005 280.556 64.016
06-30-2005 63.808
03-31-2005 64.541
12-31-2004 64.329
09-30-2004 64.747
06-30-2004 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526