Vitals
  • Total Assets
    115.7M 8.4 %
  • Total Deposits
    103.0M 9.0 %
  • Total Net Loans
    74.8M 16.8 %
  • Net Income
    755000.0000 21.6 %
  • Book Value
    12.4M 3.4 %
  • Book Value x2
    24.8M 3.4 %
  • Book Value x3
    37.2M 3.4 %
ROAA

.887

ROAE

8.221

Efficiency Ratio

68.02

Net Interest Margin

3.353

Balance Sheet Highlights
Financial Highlights Lindale State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 115,651 278,319
Total Net Loans 74,840 147,906
Total Deposits 102,958 240,617
Total Equity 12,396 28,391
Profitability
Net Income 755 2,166
Return on Average Assets .887 .983
Return on Average Equity 8.221 9.459
Net Interest Margin 3.353 3.716
Efficiency Ratio 68.02 69.448
Noninterest Income/Revenue 17.563 17.204
Balance Sheet Ratios
Loan-to-Deposit 72.69 58.92
Securities/Assets .187 .244
Total Equity/Total Assets .107 .102
Tangible Equity/Tangible Assets .107 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,210 27,468
Tier 2 Capital 918 1,851
Total Capital 13,128 29,326
Total Risk Weighted Assets 72,327 165,507
Leverage Ratio 10.72 10.318
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.88 18.533
Total Capital Ratio 18.15 19.624

Timeline for Lindale State Bank

Texas Bank And Trust Company

Lindale State Bank was acquired by Texas Bank And Trust Company 10 years

View Profile Dec 07 2013

Lindale Delaware Corporation

Lindale Delaware Corporation became a new parent organization for Lindale State Bank.

View Profile Nov 08 1994

Lindale Bancshares, Inc.

Lindale Bancshares, Inc. became a new parent organization for Lindale State Bank.

View Profile Aug 09 1979

Lindale State Bank

Lindale State Bank was established 78 years ago and is currently headquartered in Lindale, TX.

Jun 21 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas Bank And Trust Company Buyer 2,279,344 Pooling of Interests Discontinued 12/7/2013
Relationships Role Relationship Start Relationship End
Lindale Delaware Corporation Parent 11/8/1994 12/6/2013
Lindale Bancshares, Inc. Parent 8/9/1979 11/7/1994
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