Net Income Analysis ( % relative to Total Revenue )
Income Statement Lindale State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,532 6,262
Income from Lease Financing Receivables — 1
138 19
Estimated Tax Benefit from Tax-Exempt Loan Income 71 9
Income on Loans and Leases (TE) 2,603 6,295
Investment Interest Income (TE) 291 1,251
Total Interest Income (TE) 2,957 7,834
Total Interest Expense 241 772
Net Interest Income (TE) 2,716 7,014
Non-Interest Income 630 1,628
Adjusted Operating Income (TE) 3,346 8,819
Non-interest Expense 2,276 5,885
Provision for Loan & Lease Losses 10 185
Pretax Operating Income (TE) 1,060 2,716
Pretax Net Operating Income (TE) 1,060 2,763
Applicable Income Taxes 234 292
Net Operating Income 755 2,176
Net Income 755 2,166
Cash Dividends Declared 250 721
Retained Earnings 505 1,311