Vitals
  • Total Assets
    301.7M 4.9 %
  • Total Deposits
    236.5M 5.3 %
  • Total Net Loans
    208.0M 7.4 %
  • Net Income
    3.2M -9.0 %
  • Book Value
    34.8M 2.6 %
  • Book Value x2
    69.6M 2.6 %
  • Book Value x3
    104.4M 2.6 %
ROAA

1.096

ROAE

9.244

Efficiency Ratio

61.315

Net Interest Margin

3.995

Balance Sheet Highlights
Financial Highlights Iowa State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 301,651 198,346
Total Net Loans 208,026 133,864
Total Deposits 236,457 165,124
Total Equity 34,796 22,060
Profitability
Net Income 3,230 2,310
Return on Average Assets 1.096 1.15
Return on Average Equity 9.244 9.92
Net Interest Margin 3.995 3.587
Efficiency Ratio 61.315 60.34
Noninterest Income/Revenue 12.414 13.494
Balance Sheet Ratios
Loan-to-Deposit 87.976 77.091
Securities/Assets .203 .197
Total Equity/Total Assets .115 .111
Tangible Equity/Tangible Assets .105 .107
Capital Adequacy
Tier 1 Common Capital 31,971 21,135
Tier 1 Capital 31,971 21,140
Tier 2 Capital 2,312 1,625
Total Capital 34,283 22,777
Total Risk Weighted Assets 237,458 151,308
Leverage Ratio 10.72 10.944
Common Equity Tier 1 Capital Ratio 13.46 15.631
Tier 1 Capital Ratio 13.46 15.631
Total Capital Ratio 14.44 16.675

Timeline for Iowa State Bank

Appraisal Associates Of Algona, Llc

Appraisal Associates Of Algona, Llc became a new subsidiary organization for Iowa State Bank.

View Profile Feb 23 2007

Corwith State Bank

Acquisition: Iowa State Bank acquired a new subsidiary, Corwith State Bank, 20 years

View Profile Aug 30 2003

Ruthven State Bank

Acquisition: Iowa State Bank acquired a new subsidiary, Ruthven State Bank, 22 years

View Profile Nov 01 2001

Isb Real Estate, Inc.

Isb Real Estate, Inc. became a new subsidiary organization for Iowa State Bank.

View Profile Mar 01 1995

Isb Investment Co.

Isb Investment Co. became a new subsidiary organization for Iowa State Bank.

View Profile Jan 01 1995

Want to see more?

Complete timeline for Iowa State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Corwith State Bank Seller 23,695 Acquisition Discontinued 8/30/2003
Ruthven State Bank Seller 32,431 Acquisition Discontinued 11/1/2001
Home Federal Savings And Loan Association, F.A. Seller 114,574 Failure 2/1/1992
Relationships Role Relationship Start Relationship End
Mid-Iowa Bancshares Co. Parent 12/31/1985
Mid-Iowa Bancshares Co. Parent 12/3/1985 12/30/1985
Mid-Iowa Bancshares Co. Parent 12/31/1984 12/2/1985
Mid-Iowa Bancshares Co. Parent 1/31/1983 12/30/1984
Appraisal Associates Of Algona, Llc Subsidary 2/23/2007
Isb Real Estate, Inc. Subsidary 3/1/1995 1/1/2007
Isb Investment Co. Subsidary 1/1/1995 8/31/2001
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