Vitals
  • Total Assets
    181.5M -0.6 %
  • Total Deposits
    159.5M -0.9 %
  • Total Net Loans
    99.0M 0.0 %
  • Net Income
    1.3M 0.4 %
  • Book Value
    21.9M 1.2 %
  • Book Value x2
    43.9M 1.2 %
  • Book Value x3
    65.8M 1.2 %
ROAA

.661

ROAE

5.708

Efficiency Ratio

63.396

Net Interest Margin

3.145

Balance Sheet Highlights
Financial Highlights Independence Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 181,549 361,398
Total Net Loans 99,048 246,196
Total Deposits 159,475 299,385
Total Equity 21,927 40,120
Profitability
Net Income 1,255 3,580
Return on Average Assets .661 .879
Return on Average Equity 5.708 7.888
Net Interest Margin 3.145 3.69
Efficiency Ratio 63.396 68.453
Noninterest Income/Revenue 2.29 19.831
Balance Sheet Ratios
Loan-to-Deposit 62.109 76.786
Securities/Assets .208 .197
Total Equity/Total Assets .121 .111
Tangible Equity/Tangible Assets .121 .102
Capital Adequacy
Tier 1 Common Capital 21,644 37,120
Tier 1 Capital 21,644 37,403
Tier 2 Capital 1,359 2,742
Total Capital 23,003 40,139
Total Risk Weighted Assets 106,651 260,858
Leverage Ratio 11.36 10.639
Common Equity Tier 1 Capital Ratio 20.29 16.715
Tier 1 Capital Ratio 20.29 16.742
Total Capital Ratio 21.57 17.824

Timeline for Independence Bank

Independence Banccorp

Independence Banccorp became a new parent organization for Independence Bank.

View Profile Aug 15 1982

Independence Bank

Independence Bank was established 44 years ago and is currently headquartered in Independence, OH.

Aug 15 1979
Relationships Role Relationship Start Relationship End
Independence Banccorp Parent 8/15/1982
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