Vitals
  • Total Assets
    129.6M -3.2 %
  • Total Deposits
    113.6M -3.5 %
  • Total Net Loans
    84.6M 1.9 %
  • Net Income
    1.1M -37.1 %
  • Book Value
    13.9M -1.5 %
  • Book Value x2
    27.8M -1.5 %
  • Book Value x3
    41.7M -1.5 %
ROAA

.789

ROAE

7.322

Efficiency Ratio

74.471

Net Interest Margin

3.559

Balance Sheet Highlights
Financial Highlights Impact Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 129,622 161,058
Total Net Loans 84,645 97,183
Total Deposits 113,603 131,657
Total Equity 13,898 18,008
Profitability
Net Income 1,063 1,663
Return on Average Assets .789 .954
Return on Average Equity 7.322 8.443
Net Interest Margin 3.559 3.683
Efficiency Ratio 74.471 68.374
Noninterest Income/Revenue 10.184 15.013
Balance Sheet Ratios
Loan-to-Deposit 74.51 72.321
Securities/Assets .231 .241
Total Equity/Total Assets .107 .112
Tangible Equity/Tangible Assets .106 .109
Capital Adequacy
Tier 1 Common Capital 14,043 17,454
Tier 1 Capital 14,043 17,457
Tier 2 Capital 1,205 1,279
Total Capital 15,248 18,771
Total Risk Weighted Assets 96,365 112,595
Leverage Ratio 10.66 11.048
Common Equity Tier 1 Capital Ratio 14.57 16.94
Tier 1 Capital Ratio 14.57 16.949
Total Capital Ratio 15.82 18.109

Timeline for Impact Bank

Caldwell Branch

Acquisition: Impact Bank acquired a new subsidiary, Caldwell Branch , 12 years

View Profile Apr 01 2012

First Financial Corporation

First Financial Corporation became a new parent organization for Impact Bank.

View Profile Dec 31 1984

Impact Bank

Impact Bank was established 96 years ago and is currently headquartered in Wellington, KS.

Apr 03 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Caldwell Branch Seller Acquisition Discontinued 4/1/2012
Relationships Role Relationship Start Relationship End
First Financial Corporation Parent 12/31/1984
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