Vitals
  • Total Assets
    149.0M 4.2 %
  • Total Deposits
    124.4M 5.2 %
  • Total Net Loans
    85.4M 2.7 %
  • Net Income
    2.0M 8.0 %
  • Book Value
    16.6M 0.0 %
  • Book Value x2
    33.3M 0.0 %
  • Book Value x3
    49.9M 0.0 %
ROAA

1.357

ROAE

11.277

Efficiency Ratio

68.381

Net Interest Margin

3.941

Balance Sheet Highlights
Financial Highlights Home State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 148,969 147,703
Total Net Loans 85,441 97,223
Total Deposits 124,390 126,600
Total Equity 16,632 15,565
Profitability
Net Income 1,952 1,683
Return on Average Assets 1.357 1.08
Return on Average Equity 11.277 9.905
Net Interest Margin 3.941 3.845
Efficiency Ratio 68.381 68.21
Noninterest Income/Revenue 17.693 13.68
Balance Sheet Ratios
Loan-to-Deposit 68.688 75.205
Securities/Assets .272 .174
Total Equity/Total Assets .112 .105
Tangible Equity/Tangible Assets .112 .103
Capital Adequacy
Tier 1 Common Capital 17,397 15,225
Tier 1 Capital 17,397 15,232
Tier 2 Capital 1,305 1,135
Total Capital 18,702 16,386
Total Risk Weighted Assets 120,708 105,251
Leverage Ratio 11.89 10.475
Common Equity Tier 1 Capital Ratio 14.41 15.3
Tier 1 Capital Ratio 14.41 15.308
Total Capital Ratio 15.49 16.398

Timeline for Home State Bank

First State Bank Of Cosmos

Acquisition: Home State Bank acquired a new subsidiary, First State Bank Of Cosmos, 28 years

View Profile Oct 18 1995

Kandiyohi Bancshares, Inc.

Kandiyohi Bancshares, Inc. became a new parent organization for Home State Bank.

View Profile Sep 23 1980

Home State Bank

Home State Bank was established 98 years ago and is currently headquartered in Litchfield, MN.

Mar 23 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Of Cosmos Seller 6,693 Pooling of Interests Discontinued 10/18/1995
Relationships Role Relationship Start Relationship End
Kandiyohi Bancshares, Inc. Parent 12/1/1997
Kandiyohi Bancshares, Inc. Parent 8/7/1997 11/30/1997
Kandiyohi Bancshares, Inc. Parent 3/25/1997 8/6/1997
Kandiyohi Bancshares, Inc. Parent 10/18/1995 3/24/1997
Kandiyohi Bancshares, Inc. Parent 9/12/1995 10/17/1995
Kandiyohi Bancshares, Inc. Parent 9/11/1995 9/11/1995
Kandiyohi Bancshares, Inc. Parent 4/25/1995 9/10/1995
Kandiyohi Bancshares, Inc. Parent 9/23/1980 4/24/1995
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