Efficiency Ratio Over Time
Efficiency Ratio Home State Bank All Insured Commercial Banks in Minnesota
12-31-2016 68.381 68.21
09-30-2016 68.89 67.82
06-30-2016 70.055 68.266
03-31-2016 70.236 68.539
12-31-2015 70.233 69.087
09-30-2015 70.754 68.091
06-30-2015 71.958 68.731
03-31-2015 73.411 69.546
12-31-2014 69.046 70.192
09-30-2014 69.088 69.414
06-30-2014 70.477 70.483
03-31-2014 72.677 71.207
12-31-2013 71.753 71.481
09-30-2013 70.977 70.407
06-30-2013 73.062 71.234
03-31-2013 79.699 71.404
12-31-2012 68.479 72.052
09-30-2012 68.045 70.937
06-30-2012 70.876 71.427
03-31-2012 69.994 71.189
12-31-2011 67.678 73.09
09-30-2011 66.498 71.985
06-30-2011 66.6 73.14
03-31-2011 69.229 73.338
12-31-2010 70.338 74.588
09-30-2010 71.125 72.773
06-30-2010 74.637 73.112
03-31-2010 74.972 73.078
12-31-2009 73.599 74.829
09-30-2009 72.849 73.299
06-30-2009 73.153 73.728
03-31-2009 68.544 72.218
12-31-2008 77.741 70.751
09-30-2008 79.461 69.076
06-30-2008 82.507 68.994
03-31-2008 88.03 69.012
12-31-2007 69.292 67.104
09-30-2007 66.818 65.982
06-30-2007 65.746 66.544
03-31-2007 70.177 66.538
12-31-2006 72.448 64.583
09-30-2006 72.156 63.158
06-30-2006 73.762 63.582
03-31-2006 78.418 64.084
12-31-2005 64.032 63.714
09-30-2005 62.444 62.201
06-30-2005 63.047 62.651
03-31-2005 62.942 62.926
12-31-2004 64.341 63.335
09-30-2004 61.542 61.98
06-30-2004 61.414 62.61
03-31-2004 63.289 63.48
12-31-2003 60.033 63.289
09-30-2003 56.978 61.468
06-30-2003 55.934 61.298
03-31-2003 55.9 62.209
12-31-2002 56.764 61.807