Vitals
  • Total Assets
    122.3M 2.8 %
  • Total Deposits
    106.7M 2.7 %
  • Total Net Loans
    92.5M 2.6 %
  • Net Income
    905000.0000 -18.8 %
  • Book Value
    15.0M 3.5 %
  • Book Value x2
    30.0M 3.5 %
  • Book Value x3
    45.1M 3.5 %
ROAA

.75

ROAE

6.178

Efficiency Ratio

62.516

Net Interest Margin

4.093

Balance Sheet Highlights
Financial Highlights Home Savings Bank All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 122,298 4,912,170
Total Net Loans 92,459 3,384,143
Total Deposits 106,708 4,143,202
Total Equity 15,023 557,185
Profitability
Net Income 905 63,059
Return on Average Assets .75 1.948
Return on Average Equity 6.178 13.309
Net Interest Margin 4.093 5.332
Efficiency Ratio 62.516 52.902
Noninterest Income/Revenue -3.609 17.847
Balance Sheet Ratios
Loan-to-Deposit 86.647 82.591
Securities/Assets .152 .161
Total Equity/Total Assets .123 .113
Tangible Equity/Tangible Assets .123 .113
Capital Adequacy
Tier 1 Common Capital 15,023 503,365
Tier 1 Capital 15,023 526,634
Tier 2 Capital 1,254 26,392
Total Capital 16,277 554,451
Total Risk Weighted Assets 100,190 3,042,819
Leverage Ratio 12.37 12.466
Common Equity Tier 1 Capital Ratio 14.99 16.659
Tier 1 Capital Ratio 14.99 16.843
Total Capital Ratio 16.25 17.925

Timeline for Home Savings Bank

Home Credit Corporation

Home Credit Corporation became a new parent organization for Home Savings Bank.

View Profile Mar 01 1990

Home Savings Bank

Home Savings Bank was established 45 years ago and is currently headquartered in Salt Lake City, UT.

Jan 01 1979
Relationships Role Relationship Start Relationship End
Home Credit Corporation Parent 3/1/1990
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