Efficiency Ratio Over Time
Efficiency Ratio Home Savings Bank All Insured Commercial Banks in Utah
12-31-2016 62.516 52.902
09-30-2016 64.986 54.354
06-30-2016 60.927 53.149
03-31-2016 64.25 55.576
12-31-2015 59.867 54.288
09-30-2015 62.006 54.606
06-30-2015 70.151 54.684
03-31-2015 64.34 53.904
12-31-2014 62.341 54.905
09-30-2014 62.75 54.643
06-30-2014 62.712 55.115
03-31-2014 59.294 54.669
12-31-2013 70.547 56.39
09-30-2013 69.226 55.948
06-30-2013 68.715 55.577
03-31-2013 63.087 56.078
12-31-2012 64.482 54.514
09-30-2012 69.067 54.955
06-30-2012 73.145 55.791
03-31-2012 66.301 57.78
12-31-2011 83.855 67.208
09-30-2011 91.923 65.966
06-30-2011 102.961 62.309
03-31-2011 127.273 62.519
12-31-2010 72.167 67.045
09-30-2010 74.127 64.805
06-30-2010 73.293 63.912
03-31-2010 89.717 64.223
12-31-2009 64.121 97.228
09-30-2009 60.873 77.567
06-30-2009 58.154 78.237
03-31-2009 56.211 118.826
12-31-2008 51.797 67.311
09-30-2008 56.057 64.248
06-30-2008 52.992 56.029
03-31-2008 53.312 86.916
12-31-2007 60.366 52.052
09-30-2007 62.064 50.037
06-30-2007 66.998 46.642
03-31-2007 76.004 47.462
12-31-2006 79.416 48.067
09-30-2006 78.543 48.649
06-30-2006 79.944 51.193
03-31-2006 67.215 56.342
12-31-2005 54.175 60.502
09-30-2005 52.096 63.109
06-30-2005 50.827 63.371
03-31-2005 49.857 66.262
12-31-2004 56.193 75.423
09-30-2004 57.148 71.451
06-30-2004 55.854 60.749
03-31-2004 60.673 74.914
12-31-2003 46.242 98.379
09-30-2003 42.877 56.712
06-30-2003 42.748 55.995
03-31-2003 44.07 57.611
12-31-2002 35.422 59.857