Vitals
  • Total Assets
    570.1M 13.4 %
  • Total Deposits
    502.1M 12.7 %
  • Total Net Loans
    486.3M 12.5 %
  • Net Income
    5.0M 15.7 %
  • Book Value
    51.0M 18.2 %
  • Book Value x2
    102.0M 18.2 %
  • Book Value x3
    153.0M 18.2 %
ROAA

.907

ROAE

10.463

Efficiency Ratio

70.607

Net Interest Margin

4.199

Balance Sheet Highlights
Financial Highlights Hillsdale County National Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 570,063 330,697
Total Net Loans 486,324 227,599
Total Deposits 502,071 278,247
Total Equity 51,011 33,935
Profitability
Net Income 4,995 3,589
Return on Average Assets .907 .954
Return on Average Equity 10.463 8.772
Net Interest Margin 4.199 3.821
Efficiency Ratio 70.607 71.925
Noninterest Income/Revenue 19.433 24.061
Balance Sheet Ratios
Loan-to-Deposit 96.864 76.845
Securities/Assets .045 .16
Total Equity/Total Assets .089 .103
Tangible Equity/Tangible Assets .083 .098
Capital Adequacy
Tier 1 Common Capital 48,387 32,553
Tier 1 Capital 48,387 32,664
Tier 2 Capital 5,413 2,479
Total Capital 53,800 35,133
Total Risk Weighted Assets 431,886 242,208
Leverage Ratio 8.43 10.341
Common Equity Tier 1 Capital Ratio 11.2 15.339
Tier 1 Capital Ratio 11.2 15.393
Total Capital Ratio 12.46 16.423

Timeline for Hillsdale County National Bank

Cnb Community Bancorp, Inc.

Cnb Community Bancorp, Inc. became a new parent organization for Hillsdale County National Bank.

View Profile Jul 01 2005

Cnb Lending Services, Llc

Cnb Lending Services, Llc became a new subsidiary organization for Hillsdale County National Bank.

View Profile Jul 01 2005

Cnb Services, Inc.

Cnb Services, Inc. became a new subsidiary organization for Hillsdale County National Bank.

View Profile Jul 01 2005

County National Financial Services, Inc.

County National Financial Services, Inc. became a new subsidiary organization for Hillsdale County National Bank.

View Profile Jul 01 2005

Grosvenor Savings Bank

Acquisition: Hillsdale County National Bank acquired a new subsidiary, Grosvenor Savings Bank , 61 years

View Profile Jul 02 1962

Want to see more?

Complete timeline for Hillsdale County National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Grosvenor Savings Bank Seller Discontinued 7/2/1962
Relationships Role Relationship Start Relationship End
Cnb Community Bancorp, Inc. Parent 7/1/2005
Cnb Services, Inc. Subsidary 6/30/2007
County National Financial Services, Inc. Subsidary 6/30/2007
Cnb Lending Services, Llc Subsidary 7/1/2005 10/14/2011
Cnb Services, Inc. Subsidary 7/1/2005 6/29/2007
County National Financial Services, Inc. Subsidary 7/1/2005 6/29/2007
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