Vitals
  • Total Assets
    540.8M 3.7 %
  • Total Deposits
    381.0M -8.5 %
  • Total Net Loans
    406.2M 7.6 %
  • Net Income
    97000.0000 -95.4 %
  • Book Value
    45.1M -2.0 %
  • Book Value x2
    90.1M -2.0 %
  • Book Value x3
    135.2M -2.0 %
ROAA

.018

ROAE

.208

Efficiency Ratio

87.52

Net Interest Margin

3.648

Balance Sheet Highlights
Financial Highlights Heritage Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 540,815 187,758
Total Net Loans 406,177 123,167
Total Deposits 380,998 148,029
Total Equity 45,056 18,767
Profitability
Net Income 97 10,773
Return on Average Assets .018 1.187
Return on Average Equity .208 11.485
Net Interest Margin 3.648 4.241
Efficiency Ratio 87.52 60.786
Noninterest Income/Revenue 13.762 15.023
Balance Sheet Ratios
Loan-to-Deposit 106.609 73.012
Securities/Assets .175 1.536
Total Equity/Total Assets .083 .1
Tangible Equity/Tangible Assets .083 -3.07
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 42,788 17,932
Tier 2 Capital 5,484 1,563
Total Capital 48,272 19,404
Total Risk Weighted Assets 433,487 130,810
Leverage Ratio 7.91 10.483
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.87 16.641
Total Capital Ratio 11.14 17.745

Timeline for Heritage Bank

Renasant Bank

Heritage Bank was acquired by Renasant Bank 19 years

View Profile Jan 01 2005

Heritage Financial Holding Corporation

Heritage Financial Holding Corporation became a new parent organization for Heritage Bank.

View Profile Aug 30 2000

Heritage Bank

Heritage Bank was established 29 years ago and is currently headquartered in Decatur, AL.

May 15 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Renasant Bank Buyer 8,520,287 Acquisition Discontinued 1/1/2005
Relationships Role Relationship Start Relationship End
Heritage Financial Holding Corporation Parent 8/30/2000 12/31/2004
Similar Organizations
Organization City State Total Assets
Security State Bank
 		Pearsall TX 534.4M
Community Bank, North Mississippi
 		Amory MS 532.9M
American Community Bank & Trust
 		Woodstock IL 549.0M
Benchmark Bank
 		Plano TX 527.5M
Cross River Bank
 		Teaneck NJ 543.3M
Commerce Bank
 		Laredo TX 536.8M
Greenfield Banking Company
 		Greenfield IN 533.6M
First Bank
 		Ketchikan AK 534.9M
Security Bank & Trust Company
 		Glencoe MN 516.5M
The Bank Of Southside Virginia
 		Carson VA 551.2M