Vitals
  • Total Assets
    585.9M 4.0 %
  • Total Deposits
    499.6M 5.5 %
  • Total Net Loans
    155.6M 17.4 %
  • Net Income
    4.9M -34.6 %
  • Book Value
    80.2M -1.3 %
  • Book Value x2
    160.4M -1.3 %
  • Book Value x3
    240.7M -1.3 %
ROAA

.865

ROAE

5.917

Efficiency Ratio

42.383

Net Interest Margin

2.705

Balance Sheet Highlights
Financial Highlights Commerce Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 585,920 358,087
Total Net Loans 155,641 213,533
Total Deposits 499,579 308,027
Total Equity 80,223 38,740
Profitability
Net Income 4,927 3,845
Return on Average Assets .865 1.025
Return on Average Equity 5.917 9.415
Net Interest Margin 2.705 3.773
Efficiency Ratio 42.383 66.762
Noninterest Income/Revenue 20.241 16.375
Balance Sheet Ratios
Loan-to-Deposit 31.154 65.494
Securities/Assets .582 .214
Total Equity/Total Assets .137 .108
Tangible Equity/Tangible Assets .125 .104
Capital Adequacy
Tier 1 Common Capital 73,765 37,278
Tier 1 Capital 73,765 37,303
Tier 2 Capital 2,328 2,526
Total Capital 76,093 39,866
Total Risk Weighted Assets 231,656 237,367
Leverage Ratio 13.05 10.563
Common Equity Tier 1 Capital Ratio 31.84 18.073
Tier 1 Capital Ratio 31.84 18.097
Total Capital Ratio 32.85 19.169

Timeline for Commerce Bank

Commerce Securities Corporation

Commerce Securities Corporation became a new subsidiary organization for Commerce Bank.

View Profile Dec 13 1991

Ibc Subsidiary Corporation

Ibc Subsidiary Corporation became a new parent organization for Commerce Bank.

View Profile Jul 01 1990

Commerce Bank

Commerce Bank was established 42 years ago and is currently headquartered in Laredo, TX.

Mar 31 1982

International Bancshares Corporation

International Bancshares Corporation became a new parent organization for Commerce Bank.

View Profile Mar 31 1982
Relationships Role Relationship Start Relationship End
Ibc Subsidiary Corporation Parent 7/1/1990
International Bancshares Corporation Parent 3/31/1982 6/30/1990
Commerce Securities Corporation Subsidary 6/30/2007
Commerce Securities Corporation Subsidary 12/13/1991 6/29/2007
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