Vitals
  • Total Assets
    518.7M -3.2 %
  • Total Deposits
    471.4M -0.7 %
  • Total Net Loans
    336.9M -9.2 %
  • Net Income
    -2097000.0000 10.7 %
  • Book Value
    18.9M -10.6 %
  • Book Value x2
    37.7M -10.6 %
  • Book Value x3
    56.6M -10.6 %
ROAA

-.393

ROAE

-10.502

Efficiency Ratio

112.413

Net Interest Margin

2.57

Balance Sheet Highlights
Financial Highlights Beach Community Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 518,663 586,559
Total Net Loans 336,904 397,788
Total Deposits 471,401 483,997
Total Equity 18,852 60,775
Profitability
Net Income -2,097 4,381
Return on Average Assets -.393 .706
Return on Average Equity -10.502 6.893
Net Interest Margin 2.57 3.553
Efficiency Ratio 112.413 74.427
Noninterest Income/Revenue 30.737 15.578
Balance Sheet Ratios
Loan-to-Deposit 71.469 80.705
Securities/Assets .068 .17
Total Equity/Total Assets .036 .104
Tangible Equity/Tangible Assets .036 .1
Capital Adequacy
Tier 1 Common Capital 18,547 55,412
Tier 1 Capital 18,547 55,855
Tier 2 Capital 3,597 4,271
Total Capital 22,144 60,316
Total Risk Weighted Assets 434,719 416,967
Leverage Ratio 3.52 10.155
Common Equity Tier 1 Capital Ratio 4.27 14.982
Tier 1 Capital Ratio 4.27 15.063
Total Capital Ratio 5.09 16.194

Timeline for Beach Community Bank

Bcms Holdings, Inc.

Bcms Holdings, Inc. became a new subsidiary organization for Beach Community Bank.

View Profile Oct 03 2007

Beach Community Financial Services, Inc.

Beach Community Financial Services, Inc. became a new subsidiary organization for Beach Community Bank.

View Profile Jun 30 2005

Beach Community Bancshares, Inc.

Beach Community Bancshares, Inc. became a new parent organization for Beach Community Bank.

View Profile Sep 01 2004

Beach Community Bank

Beach Community Bank was established 23 years ago and is currently headquartered in Fort Walton Beach, FL.

Apr 27 2001
Relationships Role Relationship Start Relationship End
Beach Community Bancshares, Inc. Parent 9/1/2004
Beach Community Financial Services, Inc. Subsidary 6/30/2007
Bcms Holdings, Inc. Subsidary 10/3/2007
Beach Community Financial Services, Inc. Subsidary 6/30/2005 6/29/2007
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