Vitals
  • Total Assets
    302.1M 11.4 %
  • Total Deposits
    244.0M 8.9 %
  • Total Net Loans
    228.8M 16.9 %
  • Net Income
    1.8M -3.6 %
  • Book Value
    34.5M -10.2 %
  • Book Value x2
    69.1M -10.2 %
  • Book Value x3
    103.6M -10.2 %
ROAA

1.096

ROAE

9.017

Efficiency Ratio

59.572

Net Interest Margin

5.253

Balance Sheet Highlights
Financial Highlights Heritage Bank, National Association All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 302,055 273,337
Total Net Loans 228,750 173,219
Total Deposits 244,021 225,799
Total Equity 34,532 31,974
Profitability
Net Income 1,756 3,054
Return on Average Assets 1.096 1.076
Return on Average Equity 9.017 9.2
Net Interest Margin 5.253 4.075
Efficiency Ratio 59.572 66.938
Noninterest Income/Revenue 11.866 20.711
Balance Sheet Ratios
Loan-to-Deposit 93.742 70.335
Securities/Assets .1 .21
Total Equity/Total Assets .114 .117
Tangible Equity/Tangible Assets .094 .11
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,086 29,671
Tier 2 Capital 700 2,118
Total Capital 29,786 31,785
Total Risk Weighted Assets 217,898 182,820
Leverage Ratio 9.76 11.107
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.35 17.783
Total Capital Ratio 13.67 18.941

Timeline for Heritage Bank, National Association

First National Bank

Heritage Bank, National Association was acquired by First National Bank 9 years

View Profile Feb 14 2015

Heritage Capital Corporation

Heritage Capital Corporation became a new parent organization for Heritage Bank, National Association.

View Profile May 18 1987

Heritage Bank, National Association

Heritage Bank, National Association was established 90 years ago and is currently headquartered in Jonesboro, AR.

Aug 20 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Buyer 431,812 Pooling of Interests Discontinued 2/14/2015
Relationships Role Relationship Start Relationship End
Heritage Capital Corporation Parent 11/4/1999 2/13/2015
Heritage Capital Corporation Parent 5/18/1987 11/3/1999
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